“Subsidized COBRA in Severance – What’s that?”

Sklover Working Wisdom

I signed up for COBRA healthcare continuation for my family. When the bill came, for family coverage all I had to pay for my entire family was $325 monthly. Concerned that there was a mistake, I called Human Resources, and was told that it was not the usual COBRA benefits, but “Subsidized” COBRA benefits. The Federal “COBRA” law gives almost all laid off employees a right to remain on their employer’s health plan for up to 18 months.

COBRA 130

Life After COBRA

Workology

My husband left his corporate job 19 months ago, took a consulting contract as part of our organization, Xceptional HR and with it left our employee benefits. Our family took advantage of COBRA known as the Consolidated Omnibus Reconciliation Act. Under COBRA , our family had to pay 102% of the total cost of health insurance which includes the expense our family was responsible for as an employee plus what the company covers plus a two percent administrative fee.

COBRA 93
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COBRA: The 21 Most Frequently Asked Questions

Sklover Working Wisdom

ACTUAL CASE HISTORIES*: We are frequently asked questions about COBRA, the federal workplace law that is probably utilized by more employees than any other. To assist people in this regard, we’ve put together a list of the 21 Most Frequently Asked Questions about COBRA, along with their answers. Here’s a summary of the COBRA basics you ought to know. Some of your rights may surprise you: Question 1: What is COBRA continuation health coverage?

COBRA 135

“Need a Therapist’s or Doctor’s Note for Work?”

Sklover Working Wisdom

as evidence of why an employee needs to “involuntarily” resign, yet should remain eligible for unemployment insurance benefits, severance and redress of legal claims. And always do what you can to achieve for yourself, your family, and your career. Covid Stresses make “Doctor’s Notes” of Even Greater Need. The life so short, the craft so long to learn.”. – Hippocrates. If you can’t see the photo above, please [ Click Here ].

2021 100

“I am working way too many hours!! Any ideas??”

Sklover Working Wisdom

Without a doubt it is now beginning to negatively affecting me, my health, my family and my sanity. That point, for most people, is when the number of hours worked begins to negatively affect health, family or emotions. The first step we recommend to clients is that in an email they share with their manager concerns about the workload (a) beginning to become unsustainable, (b) portending a lessening of quality, and (c) starting to put a strain on health and family.

2014 109

“Is it a violation of the Family and Medical Leave Act (FMLA) to.

Sklover Working Wisdom

Blog » “Is it a violation of the Family and Medical Leave Act (FMLA) to be denied a full raise based on my FMLA-approved absences?” “Is Is it a violation of the Family and Medical Leave Act (FMLA) to be denied a full raise based on my FMLA-approved absences?” Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA.

2010 109

“How do I resign while on FMLA leave (especially with a bully boss)?”

Sklover Working Wisdom

Question : Dear Alan: What is the appropriate procedure/consequences of resigning while on leave under the Family Medical Leave Act (“FMLA”)? As the primary provider of income and benefits for our family – including one child who is severely disabled and has large medical costs – I can’t afford to make a mistake. Answer : Dear Michele: My heart goes out to you for all you have been through, especially with your bully boss, and the responsibilities you carry for your family.

2011 142

“Problem Not Yet Solved; What’s My Next Step?” Your Five Alternative Next Steps

Sklover Working Wisdom

Family Medical Leave: Before you leave your job permanently due to a difficult circumstance, it may be wise to consider taking a temporary “FMLA” leave of absence, if you are eligible. This can provide you with up to 12 weeks off, unpaid time, while still employed, in which you may try to find a new job, while your benefits continue. Instead, you only need to say a family member is ill, and needs your attention temporarily. “One of the secrets of life.

2016 100

Is Drug Addiction a Legally Recognized Disability? Understanding Addiction, the Law and the Workplace

Sklover Working Wisdom

ACTUAL CASE HISTORY : I can recall many case histories of clients, and their family members, who have dealt with the reality of addiction to substances, both legal and illegal. The ADA specifically excludes many such “addictions” from its protections and benefits, and the Courts have also not found many other of such claimed “addictions” to be covered by the ADA. And always do what you can to achieve for yourself, your family, and your career.

2016 100

“On FMLA. Don’t want to return, but want unvested stock. What can I do?”

Sklover Working Wisdom

Question: I am currently out on Family Medical Leave Act (“FMLA”) to help my mother who is sick. Employee benefit plans are just chock full of rules and regulations that must be adhered to very carefully in order to safeguard your stock, stock options, or other forms of “equity.” FMLA FMLA, COBRA and Pregnancy How and When to Resign Losing Q & A Resigning from Your Job Stock, Stock Options, "Equity

2014 109

Self-Help Action Plan 1: “Totally Frazzled from Work? Here’s What You Can Do”

Sklover Working Wisdom

The Family Medical Leave Act (“FMLA”), a U.S. It is understandable that your family finances may make an unpaid leave impossible. Consider use of savings, borrowing, family or friends, if need be. is due and will be paid during FMLA, (b) what bonus, commissions or raises will be provided, as well as (c) what benefits will continue. [We you can honestly say “To assist a family member with a medical problem.”. Memo to Family and Friends: “I Am Seeking a New Job.”.

2015 100

“Due to anxiety attacks, I am on FMLA leave; will I be fired when I return?”

Sklover Working Wisdom

I thought I would be written up and terminated, but instead Corporate Human Resources told me I was qualified for Family Medical Leave Act, or FMLA. It seems to me that your employer’s Human Resources Department agrees with me, as they see your having repeated anxiety attacks as qualifying you for the federal Family Medical Leave Act, or “FMLA.” . Please consider telling your friends, family and colleagues about our blog – we’d REALLY appreciate that!! .

2013 116

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 1 of 2)”

Sklover Working Wisdom

Unpaid Family Medical Leave Act (FMLA) Leave of Absence – In the U.S. a federal law named the Family Medical Leave Act, and called “FMLA” for short, provides most employees the right to have an unpaid leave of absence lasting up to 12 weeks each year. For more information on FMLA, you can review a newsletter I wrote called “The Family Medical Leave Act (“FMLA”) – The 50 Things You May Need to Know.” “Be careful about reading health books.

2014 109

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 1 of 2)”

Sklover Working Wisdom

Unpaid Family Medical Leave Act (FMLA) Leave of Absence – In the U.S. a federal law named the Family Medical Leave Act, and called “FMLA” for short, provides most employees the right to have an unpaid leave of absence lasting up to 12 weeks each year. For more information on FMLA, you can review a newsletter I wrote called “The Family Medical Leave Act (“FMLA”) – The 50 Things You May Need to Know.”

2014 100

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 2 of 2)”

Sklover Working Wisdom

To qualify for Social Security Disability benefits, an employee must first have worked in jobs covered by Social Security. The reason for this is that, in its essence, severance is a “business transaction” whereby (a) the employee gives up his or her legal rights – whatever they might be – in exchange for (b) the employer providing some combination of continued compensation, benefits and other things of value. “Be careful about reading health books.

2014 116

Did You Know That. ?

Sklover Working Wisdom

Published on August 28th, 2010 by Alan Sklover Under the Federal Family Medical Leave Act (“FMLA”), while most people are entitled to take a leave of absence for up to 12 weeks care for themselves or a family member who is ill, a spouse, child, parent or next of kin of a member of the U.S. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » Did You Know That. ? Did You Know That. ?

2010 109

“What can I do if I was put on a Performance Improvement Plan in.

Sklover Working Wisdom

Late last year my wife and I added a baby girl to our family. I used the federal Family and Medical Leave Act (“FMLA”) and stayed at home with my daughter for 12 weeks. File a Supplemental Complaint Naming Your Supervisor: First, I’m not sure whether or not you know it, but corporate managers and officers may be personally liable for interfering with FMLA rights, and retaliating against those who make use of those rights to help take care of family members.

2010 109

if you lost your job recently, you’re eligible for 6 months of free health insurance

Ask a Manager

Some background: Typically when you lose your job, you’re eligible to continue on your employer’s health care plan through a federal law called COBRA, as long as your employer had at least 20 full- or part-time employees during the previous year. This new law allows you to use COBRA coverage at no cost to you. You also must be within the 18-month COBRA eligibility period (meaning it’s been less than 18 months since you lost your job). *

2021 36

“Is it a conflict of interest if I work in the same place as my.

Sklover Working Wisdom

Published on October 15th, 2010 by Alan L Sklover Question: Is it a conflict of interest if my son has me work for him on his scheduled shift because of a death in the family? Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » “Is it a conflict of interest if I work in the same place as my son, and I cover a shift for him? “Is

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

Heschel At work, having some “say” in what happens to you is important to you and your family’s well-being. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on October 4th, 2010 by Alan L Sklover “Self-respect is the fruit of discipline: the sense of dignity grows with the ability to say no to oneself.” - Abraham J.

2010 109

“Is it retaliation to have your company car, company laptop and.

Sklover Working Wisdom

I am currently on a leave of absence under the Family and Medical Leave Act (“FMLA”). It can take many, many different forms, including being fired, being demoted, a reduction in compensation, a reduction in benefits, loss of vesting of stock, even being passed over for promotion. It seems to me that your company car, laptop and cell phone are not truly “benefits” or “compensation,” but rather amenities provided to you to help you do your job. FMLA, COBRA and Pregnancy N.

2010 109

Is it a mistake to leave a consulting job for a job just to get health insurance?

Careers Done Write

My husband was laid off and we will be without health insurance when our COBRA coverage expires in 3 months. If I take work as a barista at a coffee shop, they will provide full health benefits. This is a $25,600 annual benefit to my family of 5. We can’t buy insurance for our family outside a group for a lower price and to match that price the benefits would be much lower. Dear Deb: I work as a consultant, mostly for non-profits.

“How can I get some needed relief from FMLA-retaliation?”

Sklover Working Wisdom

I am presently out on an approved federal Family and Medical Leave Act (“FMLA”) leave of absence for the permitted 12 weeks. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » “How can I get some needed relief from FMLA-retaliation?” “How How can I get some needed relief from FMLA-retaliation?” Published on August 31st, 2010 by Alan L Sklover Question: Alan, I have breast cancer.

2010 109

For job security, save one month’s salary

Cube Rules

Desperation impacts your family and other relationships. Figure out your take home pay, add in a good chunk more for a COBRA payment to maintain health care and then figure out how much to save monthly between now and the end of the year to get one month’s take-home pay in the bank. You know what the best defense is for the risk of getting laid off? One year’s take home pay in the bank. You’ll never remove the risk of a layoff. Job security is a myth.

2013 160

Government Career Resources

Professional Resume Services

Among the Department of Labor’s top 20 requests are information on COBRA health insurance continuation coverage, the Family Medical Leave Act benefits, United States employment statistics, health plans, minimum wage and unemployment insurance. Statistics on United States productivity, employment and unemployment, pay and benefits, and on the job injuries are also provided by the Bureau of Labor Statistics.

2012 109

Employees Are Quitting Jobs Because of Affordable Care Act in 2014

Workology

Welcome to the new employee benefit insurance world, courtesy of our friends the ACA. Essentially employers with 50 or more employees are required to provide benefits to their employees as part of the ACA which began January 1, 2014. Benefits are available. The expense and cost of employers offering those benefits is still being debated. Offering health benefits and perks are important to employees and are a key employee retention and turnover reduction tool.

2014 124

5 Tips for Thriving in a Job Transition

Workology

Keep yourself insured between jobs and while you’re waiting for benefits to kick in on your new job. If COBRA is too expensive, you can get short term medical insurance to cover you and your family if they need it. Keep enjoying your time with family and friends. Job transitions , whether voluntary or involuntary, can add a lot of stress to your life if you aren’t prepared for what you’re going to face.

2013 130

What are Resume Keywords?

Career Solvers

A job seeker with experience in mergers and acquisitions should also list the abbreviation M&A, and an HR professional with experience in employment law such as the Family and Medical Leave Act should also use the acronym FMLA. COBRA Administration. Benefits Design/Administration. We’ve all searched for something online by typing in a word or phrase that closely resembles the type of information we are looking for.

2011 70

Creating a Company “Bible” Can Save Time and Attorney’s Fees

Workology

My husband was a story guy for the Star Trek family of TV shows at Paramount Studios. Benefit Information. Benefit plan summaries, election and COBRA election paperwork; stock option, sales, bonus or incentive compensation plans. Each writer was given the “Star Trek Bible,” a compendium of frequently-asked-questions relating to the world of Star Trek from the dimensions of the U.S.S. Enterprise to how to work the holodeck to the functions of warp drive.

2013 106

“What should I expect after ‘re-badging?’”

Sklover Working Wisdom

Third, many re-badging efforts involve – sooner or later – reduced compensation and benefits. Keeping in mind that a primary motivation for re-badging is to save money, don’t be surprised to see – sooner or later – lowered compensation, lowered benefits and lowered number of days off, vacation and sick time. including what we call COBRA, Family Medical Leave Act, and even unemployment benefits. Question: Hi, Alan.

2011 144

15 Tips for Cutting Expenses While Job Hunting - Jobacle.com BLOG.

Jobacle

Tip #1: Get Your Unemployment (and Other) Benefits Go to your local unemployment office right away and file for benefits. If you have to move out of your home because you cannot afford the cost, check with extended family to see if you might trade chores or house upkeep for a place to stay. If you had health insurance from your employer while you were employed, check into the Federal COBRA health insurance program. Dont be afraid to ask your family for help.

2011 181

“What should I ask for regarding severance?”

Sklover Working Wisdom

What can I cut in our family’s budget that is not already cut “to the bone?” The number of weeks or months of salary and/or benefits you ask for as your severance will not motivate your employer to give you more severance; instead, your employer will focus on this: why it may be good for him or her to do so. Please consider telling your friends, family and colleagues about our blog – we’d REALLY appreciate that!!

2013 116

“Can I be fired for having a sick child?”

Sklover Working Wisdom

However, there is a developing body of law some people call “family responsibility discrimination law” or “caregiver discrimination law” which combines elements of various existing laws, state and federal, to help people in your category: parent of sick child. It is a kind of law being developed by creative, caring attorneys who seek to combine parts of employment law, family law, discrimination law, disability law, and civil rights law. Benefits, Pensions and Perq’s H.

2010 109

Job Change? Ten Tax Tips – Things to discuss with your tax advisor

Sklover Working Wisdom

COBRA and unemployment benefits are taxable, as well – Regardless of whether an employee resigned or was terminated, sometimes former employers pay health premiums or reimburse their former employees’ insurance premiums for a period of time. Unemployment benefits, too, are taxable, as well. And always do what you can to achieve for yourself, your family, and your career. “When the devil loses his job, he becomes a tax collector.”. – Greek Proverb.

2017 100

What You Need to Know: Trump Healthcare and Pre-Existing Conditions.

The HR Capitalist

Another possible waiver would allow the state to replace a federal essential benefits package with a more narrowly tailored package of benefits, limited to the individual and small-group markets. You'll be better off if you have pre-existing conditions in your family by working for an employer rather than yourself during this period. I'm assuming COBRA is still an option, which would allow most exiting companies to get through the 1-year period at employer market rates.

2017 84

My View:

Sklover Working Wisdom

If you’re determined to live a good life, and provide for your family, you have only one person to look to: yourself. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » My View: My View: Published on October 1st, 2010 by Alan L Sklover Don’t Wait for “Superman” to Fix Your Workplace Problem Expect your boss to “take care” of you?

2010 100

“My job is definitely 'The Job from Hell.' Any ideas?”

Sklover Working Wisdom

Your job – and the family that employs you – seem to be that rotten. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » “My job is definitely ‘The Job from Hell.’ Any ideas?” “My My job is definitely ‘The Job from Hell.’ Any ideas?” Published on September 21st, 2010 by Alan L Sklover Question: I work for a real estate management company that is co-owned by a mother, son and daughter-in-law.

2010 125

“Is it fair to fire someone for re-sending to others unsolicited.

Sklover Working Wisdom

When I was 3 years old, my family moved to the suburbs. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » “Is it fair to fire someone for re-sending to others unsolicited, offensive emails?” “Is Is it fair to fire someone for re-sending to others unsolicited, offensive emails?” Published on August 29th, 2010 by Alan L Sklover Question: I am a 67 year old manager.

2010 100

“How should I respond to a Job Offer being placed 'on hold.

Sklover Working Wisdom

I asked the Human Resources representative if I could have one extra week to consider the Job Offer, because it required that I relocate, and I am unsure how this might affect my family. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » “How should I respond to a Job Offer being placed ‘on hold?’” “How should I respond to a Job Offer being placed ‘on hold?’”

2010 109

“My husband was fired – falsely – for theft. Should he consult an attorney?”

Sklover Working Wisdom

Though I have only read your email note, it seems to me that your husband has been treated very unfairly, with potentially devastating consequences to his career and family. Of the three, misconduct is the most damaging, because it ends up denying the employee (a) unemployment insurance benefits, (b) severance, (c) rights under the federal COBRA law, and (d) an explanation for job loss that permits a reasonable hope and expectation of rehire. .

2012 109

“Does leaving an employer, and then returning, relieve me from a.

Sklover Working Wisdom

Most importantly, I would tell the CEO or President that, if the company hurts you, or your family, or your career, you intend to ask a jury to find the company – and the CEO or President – fully liable for the damages they cause. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » “Does leaving an employer, and then returning, relieve me from a non-compete agreement I signed the first time I was hired?”

2010 116

“How do I pick a good employment attorney to represent me?”

Sklover Working Wisdom

Many aspects of litigation require that decisions be made that affect not only your case, but your life, your reputation, your family, your career, your finances and maybe even your health. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » “How do I pick a good employment attorney to represent me?” “How How do I pick a good employment attorney to represent me?”

2010 116

“How can I collect commissions due me from my former employer and.

Sklover Working Wisdom

That is what I might suggest you do IF you must pay rent and provide food, but have no savings, no investments, no family to help you, no other financial resources and no credit with which you might borrow money. Benefits, Pensions and Perq’s H. FMLA, COBRA and Pregnancy N. Unemployment Benefits AA. Blog » “How can I collect commissions due me from my former employer and still get a good job reference?” “How

2010 100