COBRA: The 21 Most Frequently Asked Questions

Sklover Working Wisdom

ACTUAL CASE HISTORIES*: We are frequently asked questions about COBRA, the federal workplace law that is probably utilized by more employees than any other. To assist people in this regard, we’ve put together a list of the 21 Most Frequently Asked Questions about COBRA, along with their answers. Here’s a summary of the COBRA basics you ought to know. Some of your rights may surprise you: Question 1: What is COBRA continuation health coverage?

COBRA 58

Life After COBRA

Blogging4jobs

Our family took advantage of COBRA known as the Consolidated Omnibus Reconciliation Act. In my experience, employees and former employees are often surprised at how expensive benefits under COBRA actually can be. I’m here to tell you that there’s life after COBRA.

Trending Sources

“Subsidized COBRA in Severance – What’s that?”

Sklover Working Wisdom

I signed up for COBRA healthcare continuation for my family. Concerned that there was a mistake, I called Human Resources, and was told that it was not the usual COBRA benefits, but “Subsidized” COBRA benefits. The Federal “COBRA” law gives almost all laid off employees a right to remain on their employer’s health plan for up to 18 months. is entitled to remain on their employer’s healthcare insurance plan under a federal law nicknamed “COBRA.”

“How do I resign while on FMLA leave (especially with a bully boss)?”

Sklover Working Wisdom

You can use COBRA coverage from your “old” job for a short period to help you do this, if COBRA coverage is available to you. FMLA FMLA, COBRA and Pregnancy Involuntary Resignation Q & A The Bully Boss The Bully Boss and HostilityQuestion : Dear Alan: What is the appropriate procedure/consequences of resigning while on leave under the Family Medical Leave Act (“FMLA”)? Background: six years, incredible performance.

2011 58

“To be eligible for COBRA coverage, must I be on my employer's.

Sklover Working Wisdom

Blog » “To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?” “To To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?” FMLA, COBRA and Pregnancy N.

Is Drug Addiction a Legally Recognized Disability? Understanding Addiction, the Law and the Workplace

Sklover Working Wisdom

Addiction, Law and Work Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Misconduct and Bad Behavior Monthly Newsletter Library Yours (or Allegedly Yours “ Sometimes you can only find Heaven by slowly backing away from Hell.”. – Carrie Fisher. ACTUAL CASE HISTORY : I can recall many case histories of clients, and their family members, who have dealt with the reality of addiction to substances, both legal and illegal.

“Pregnancy: Rights under Disability, FMLA and Discrimination laws.”

Sklover Working Wisdom

Disability and Pregnancy Discrimination, Harassment & Hostility FMLA FMLA, COBRA and Pregnancy Other Discrimination Pregnancy Q & AQuestion: I am pregnant and my doctor wants me to work just 25 hours a week, but my employer told me that they need someone who can work 40 hours a week. So, they gave me separation papers to sign. Is that legal? Do they have to hire me back after I have my baby? Larisa. Palmyra, Maine.

“Problem Not Yet Solved; What’s My Next Step?” Your Five Alternative Next Steps

Sklover Working Wisdom

After Negotiating FMLA FMLA, COBRA and Pregnancy Involuntary Resignation Monthly Newsletter Library Negotiation Pointers Performance Improvement Plans Process Insights Severance Packages Termination, Interviews and Future Employment When is Involuntary Resignation appropriate “One of the secrets of life. is to make stepping stones out of stumbling blocks.”. – Jack Penn.

FMLA – Great Tool to E-x-t-e-n-d Employment

Sklover Working Wisdom

Basics Before Negotiating Before Resigning FMLA FMLA, COBRA and Pregnancy Monthly Newsletter Library Resigning from Your Job Severance Packages Stock, Stock Options, "Equity “ The cure for anger is delay.”. – Seneca. THREE BRIEF ACTUAL CASE HISTORIES : (1) Aquilino was a well known agricultural economist employed by an industry trade organization in Washington, D.C.

Self-Help Action Plan 1: “Totally Frazzled from Work? Here’s What You Can Do”

Sklover Working Wisdom

Before Negotiating Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Involuntary Resignation Severance Packages The Bully Boss The Bully Boss and Hostility When is Involuntary Resignation appropriate SkloverWorkingWisdom™ – Self-Help Action Plan 1. Totally Frazzled from Work? Here’s What You Can Do”. A Plan for Addressing Extreme Exhaustion and Possible Need for Time Off. 2015 Alan L. Sklover.

“On FMLA. Don’t want to return, but want unvested stock. What can I do?”

Sklover Working Wisdom

FMLA FMLA, COBRA and Pregnancy How and When to Resign Losing Q & A Resigning from Your Job Stock, Stock Options, "Equity Question: I am currently out on Family Medical Leave Act (“FMLA”) to help my mother who is sick. I do not want to return to work after my leave time is over. However, I have a significant amount of stock that vests on December 31st and I don’t want to sacrifice this significant payout. At the same time, I don’t want to burn any bridges.

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 2 of 2)”

Sklover Working Wisdom

Before Negotiating Benefits, Pensions and Perq''s Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Monthly Newsletter Library Severance Packages “Be careful about reading health books. You may die of a misprint.”. - Mark Twain .

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 1 of 2)”

Sklover Working Wisdom

Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Monthly Newsletter Library “Be careful about reading health books. You may die of a misprint.”. - Mark Twain.

“I am working way too many hours!! Any ideas??”

Sklover Working Wisdom

Benefits, Pensions and Perq''s FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Q & A Question: Dear Alan: I have been working for my company for three years and over that time my weekly hours have gone from 40 sometimes up to 75. Without a doubt it is now beginning to negatively affecting me, my health, my family and my sanity. Do you have any ideas? Overworked. Cranston, Rhode Island.

Being Laid Off? Know Your Rights As An Employee

Career Realism

A severance package is generally combined with other benefits like health insurance under COBRA. Health Insurance After being laid off, you may still be able to purchase COBRA extended health insurance benefits.

COBRA 19

“Due to anxiety attacks, I am on FMLA leave; will I be fired when I return?”

Sklover Working Wisdom

Before Resigning FMLA FMLA, COBRA and Pregnancy Involuntary Resignation Q & A Resigning from Your Job What is Involuntary Resignation Question: Two weeks ago, I had an anxiety attack at work – my third one. I thought I would be written up and terminated, but instead Corporate Human Resources told me I was qualified for Family Medical Leave Act, or FMLA. So I am out on FMLA leave. . I feel that, when I go back, I will be terminated.

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 1 of 2)”

Sklover Working Wisdom

Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Monthly Newsletter Library “Be careful about reading health books. You may die of a misprint.” ” - Mark Twain. ACTUAL “CASE HISTORIES ”: Jana, 34, was an experienced graphic artist employed by a large website development company. For five years, she was a star performer, and over time rose to a Senior Graphic Artist position.

61% of HR Professionals Will Divorce in Next 18 Months

Blogging4jobs

That email you receive reminding you to print off and mail those COBRA forms to that newly departed employee. It’s great being in love except when it’s not what I signed up for it to be. That’s exactly how I feel about HR technology and human resources.

“If I work during FMLA leave, without prior approval, do I get paid?”

Sklover Working Wisdom

Avoiding Disputes Disputes and Resolving Them FMLA FMLA, COBRA and Pregnancy Q & AQuestion : Alan, I have not been classified as a “key employee” by my employer, but while on FMLA leave of absence for Maternity Leave I worked over 200 hours. I did so because the nature of my job requires timely reporting and other duties that I simply had to do in order for the company to not take a hit.

“Does this sound like a legal case of ‘perceived disability’ discrimination?”

Sklover Working Wisdom

COBRA and FMLA Discrimination, Harassment & Hostility Q & AQuestion: Dear Alan, First, let me say how much I enjoy your site. I’ve learned a LOT but still wonder about my particular case. As you’ve mentioned, it’s better to ask and be certain than wonder for a lifetime. I’ve been working for a non-profit organization for about eight months, and was recently transferred to a new boss.

Termination: How to Gracefully Fire An Employee #hrbasics

Blogging4jobs

Make sure you give the ex-employee information on COBRA and any other benefit information they may need. So Long, Farewell, Auf Wiesersehen, Good-Bye! No one wants to do it, but as sure as death and taxes, if you’re in HR, you will have to fire someone some day.

COBRA 44

5 Tips for Thriving in a Job Transition

Blogging4jobs

If COBRA is too expensive, you can get short term medical insurance to cover you and your family if they need it. Job transitions , whether voluntary or involuntary, can add a lot of stress to your life if you aren’t prepared for what you’re going to face.

Four Changes You Can Make to Your Talent Acquisition Strategy Today

Blogging4jobs

Last week I spent the day in Chicago in a client’s office working on their talent acquisition strategy, specifically addressing the topics of employment branding, process improvement, brand ambassadorship and candidate engagement.

W-2 40

What You Need to Know: Trump Healthcare and Pre-Existing Conditions.

HR Capitalist

I'm assuming COBRA is still an option, which would allow most exiting companies to get through the 1-year period at employer market rates. If you're like me as an HR pro, you've always had your eye on the pre-existing condition angle of any healthcare legislation.

NJ 18

“What should I expect after ‘re-badging?’”

Sklover Working Wisdom

including what we call COBRA, Family Medical Leave Act, and even unemployment benefits. Question: Hi, Alan. I just joined a bank software division (2 months back). Now the bank has decided to outsource my team which comes to around 200 employees to their vendor company. I would like to know what kind of issues will be faced by the 200 employees. Hope this re-badging will be happening by May, first week. Thanks. . Raju . TamilNadu, India.

2011 58

Ep 71 – Importance of Compliance with Employers Insurance Benefits

Blogging4jobs

” Compliance must be at the heart of a broker’s client offering including Cobra, Section 125 and ACA pre-existing conditions. Compliance must be at the heart of a broker’s client offering including Cobra, Section 125 and ACA pre-existing conditions.

Insurance Hopping is the New Black

Blogging4jobs

Tags: Bloggging HR benefit reform benefits COBRA employee turnover healthcare benefits healthcare reform human resources insurance insurance hopping SHRM

Government Career Resources

Professional Resume Services

Among the Department of Labor’s top 20 requests are information on COBRA health insurance continuation coverage, the Family Medical Leave Act benefits, United States employment statistics, health plans, minimum wage and unemployment insurance.

Is it a mistake to leave a consulting job for a job just to get health insurance?

Careers Done Write

My husband was laid off and we will be without health insurance when our COBRA coverage expires in 3 months. Dear Deb: I work as a consultant, mostly for non-profits. If I take work as a barista at a coffee shop, they will provide full health benefits.

COBRA 19

Out Placement Firms Shorten Job Seeker’s Search by 61%

Blogging4jobs

Information on COBRA and insurance coverage information including costs once medical, optical and dental coverage ended.

Are you over-clouded? #HRTechConf

Blogging4jobs

Don’t know who to call with a COBRA compliance question. The cloud. Ten years ago that meant a nice day at the park, or an incoming storm. Now it’s… everything. Email. Shopping. Word processing. Even dating!

Job Seeker: What Are You Complaining About?

Tim's Strategy

COBRA is gloriously expensive. Job seekers are a pretty quiet bunch. As a whole you don’t get too upset about anything. While stressed out due to the pain and potential peril of being in a tough spot, you are a pretty even keeled group. But why?

15 Tips for Cutting Expenses While Job Hunting - Jobacle.com BLOG.

Jobacle

If you had health insurance from your employer while you were employed, check into the Federal COBRA health insurance program.

2011 63

is my sick coworker really on vacation, increasing my freelance rates, and more

Ask A Manager

For example, yesterday I received a long list of people’s COBRA benefits to end since they haven’t been paying. It’s five answers to five questions. Here we go…. I’ve been covering for my sick coworker, but he’s been posting about vacations on social media. One of the employees at the firm I currently work for has been supposedly been “sick” with strep throat/mono for three months now.

2016 26

is employee taking too much sick leave, I keep getting surprise raises, and more

Ask A Manager

At the federal level, a lot of protections don’t kick in until an employer has 15 employees (most of the major discrimination and harassment laws), 20 employees (COBRA, which allows you to keep your health insurance after leaving your job, although you have to pay for it yourself), or 50 employees (Family and Medical Leave Act, the law that projects your job while you take up to 12 weeks of unpaid leave for your or a family member’s health situation). It’s five answers to five questions.

2016 37

How to Win Over Your Fired or Laid Off Employees

Blogging4jobs

I recommend having a packet available providing answers to frequently asked questions, information about COBRA as well as flexible spending accounts and 401(k).

RIF 20

update: my coworker won’t stop complaining about our health insurance and I feel horribly guilty

Ask A Manager

I do know that his wife suffered a miscarriage in September before his new healthcare kicked in, he was not eligible until the beginning of his first full month of employment or something like that, so he was still on COBRA from his contracting company’s plan. Remember the letter-writer whose coworker wouldn’t stop complaining about his health insurance and she felt guilty because she’d helped hire him? Here’s the update.

1099 11

Employees Are Quitting Jobs Because of Affordable Care Act in 2014

Blogging4jobs

She left late last year and has been enjoying COBRA until the new year. Learn more about changes and recent court decisions as it relates to employer compliance and the ACA. Join us on 1/16/13 at 11 AM EST for our webinar. Click here to register. .

2014 20

HR Doesn’t Stand for Headcount Reduction

Blogging4jobs

We make sure the exiting employee receive COBRA and benefit information, answer questions, help with career transition services, and make sure you understand the company’s severance package. Late last week I read an interesting comment on a fellow HR Blogger, Charlie Judy’s blog.

RIF 15

When Leaving Your Job, How to Take Your Colleagues With You

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N.

COBRA 11