“Subsidized COBRA in Severance – What’s that?”

Sklover Working Wisdom

I signed up for COBRA healthcare continuation for my family. Concerned that there was a mistake, I called Human Resources, and was told that it was not the usual COBRA benefits, but “Subsidized” COBRA benefits. The Federal “COBRA” law gives almost all laid off employees a right to remain on their employer’s health plan for up to 18 months. is entitled to remain on their employer’s healthcare insurance plan under a federal law nicknamed “COBRA.”

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Life After COBRA

Blogging4jobs

Our family took advantage of COBRA known as the Consolidated Omnibus Reconciliation Act. In my experience, employees and former employees are often surprised at how expensive benefits under COBRA actually can be. I’m here to tell you that there’s life after COBRA.

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COBRA: The 21 Most Frequently Asked Questions

Sklover Working Wisdom

ACTUAL CASE HISTORIES*: We are frequently asked questions about COBRA, the federal workplace law that is probably utilized by more employees than any other. To assist people in this regard, we’ve put together a list of the 21 Most Frequently Asked Questions about COBRA, along with their answers. Here’s a summary of the COBRA basics you ought to know. Some of your rights may surprise you: Question 1: What is COBRA continuation health coverage?

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“To be eligible for COBRA coverage, must I be on my employer's.

Sklover Working Wisdom

Blog » “To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?” “To To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?” FMLA, COBRA and Pregnancy N.

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FMLA – “Parent” Definition is Flexible – “Parents” include People Who Cared for You

Sklover Working Wisdom

FMLA FMLA, COBRA and Pregnancy Monthly Newsletter Library Parenting and Working“My grandmother started walking five miles a day when she was sixty. She’s ninety-seven now, and we don’t know where the heck she is.”. – Ellen DeGeneres. ACTUAL CASE HISTORY : Just recently, in the course of representing a client, I carefully reviewed the Family and Medical Leave Act (“FMLA”) law and its regulations.

2016 100

FMLA – Great Tool to E-x-t-e-n-d Employment

Sklover Working Wisdom

Basics Before Negotiating Before Resigning FMLA FMLA, COBRA and Pregnancy Monthly Newsletter Library Resigning from Your Job Severance Packages Stock, Stock Options, "Equity “ The cure for anger is delay.”. – Seneca. THREE BRIEF ACTUAL CASE HISTORIES : (1) Aquilino was a well known agricultural economist employed by an industry trade organization in Washington, D.C.

2016 100

Self-Help Action Plan 1: “Totally Frazzled from Work? Here’s What You Can Do”

Sklover Working Wisdom

Before Negotiating Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Involuntary Resignation Severance Packages The Bully Boss The Bully Boss and Hostility When is Involuntary Resignation appropriate SkloverWorkingWisdom™ – Self-Help Action Plan 1. Totally Frazzled from Work? Here’s What You Can Do”. A Plan for Addressing Extreme Exhaustion and Possible Need for Time Off. 2015 Alan L. Sklover.

2015 100

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 2 of 2)”

Sklover Working Wisdom

Before Negotiating Benefits, Pensions and Perq''s Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Monthly Newsletter Library Severance Packages “Be careful about reading health books. You may die of a misprint.”. - Mark Twain .

2014 130

“On FMLA. Don’t want to return, but want unvested stock. What can I do?”

Sklover Working Wisdom

FMLA FMLA, COBRA and Pregnancy How and When to Resign Losing Q & A Resigning from Your Job Stock, Stock Options, "Equity Question: I am currently out on Family Medical Leave Act (“FMLA”) to help my mother who is sick. I do not want to return to work after my leave time is over. However, I have a significant amount of stock that vests on December 31st and I don’t want to sacrifice this significant payout. At the same time, I don’t want to burn any bridges.

2014 100

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 1 of 2)”

Sklover Working Wisdom

Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Monthly Newsletter Library “Be careful about reading health books. You may die of a misprint.”. - Mark Twain.

2014 130

“I am working way too many hours!! Any ideas??”

Sklover Working Wisdom

Benefits, Pensions and Perq''s FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Q & A Question: Dear Alan: I have been working for my company for three years and over that time my weekly hours have gone from 40 sometimes up to 75. Without a doubt it is now beginning to negatively affecting me, my health, my family and my sanity. Do you have any ideas? Overworked. Cranston, Rhode Island.

2014 100

“How do I resign while on FMLA leave (especially with a bully boss)?”

Sklover Working Wisdom

You can use COBRA coverage from your “old” job for a short period to help you do this, if COBRA coverage is available to you. FMLA FMLA, COBRA and Pregnancy Involuntary Resignation Q & A The Bully Boss The Bully Boss and HostilityQuestion : Dear Alan: What is the appropriate procedure/consequences of resigning while on leave under the Family Medical Leave Act (“FMLA”)? Background: six years, incredible performance.

2011 109

“Due to anxiety attacks, I am on FMLA leave; will I be fired when I return?”

Sklover Working Wisdom

Before Resigning FMLA FMLA, COBRA and Pregnancy Involuntary Resignation Q & A Resigning from Your Job What is Involuntary Resignation Question: Two weeks ago, I had an anxiety attack at work – my third one. I thought I would be written up and terminated, but instead Corporate Human Resources told me I was qualified for Family Medical Leave Act, or FMLA. So I am out on FMLA leave. . I feel that, when I go back, I will be terminated.

2013 100

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 1 of 2)”

Sklover Working Wisdom

Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Monthly Newsletter Library “Be careful about reading health books. You may die of a misprint.” ” - Mark Twain. ACTUAL “CASE HISTORIES ”: Jana, 34, was an experienced graphic artist employed by a large website development company. For five years, she was a star performer, and over time rose to a Senior Graphic Artist position.

2014 100

Insurance Hopping is the New Black

Blogging4jobs

Tags: Bloggging HR benefit reform benefits COBRA employee turnover healthcare benefits healthcare reform human resources insurance insurance hopping SHRM

“If I work during FMLA leave, without prior approval, do I get paid?”

Sklover Working Wisdom

Avoiding Disputes Disputes and Resolving Them FMLA FMLA, COBRA and Pregnancy Q & AQuestion : Alan, I have not been classified as a “key employee” by my employer, but while on FMLA leave of absence for Maternity Leave I worked over 200 hours. I did so because the nature of my job requires timely reporting and other duties that I simply had to do in order for the company to not take a hit.

2011 100

“Does this sound like a legal case of ‘perceived disability’ discrimination?”

Sklover Working Wisdom

COBRA and FMLA Discrimination, Harassment & Hostility Q & AQuestion: Dear Alan, First, let me say how much I enjoy your site. I’ve learned a LOT but still wonder about my particular case. As you’ve mentioned, it’s better to ask and be certain than wonder for a lifetime. I’ve been working for a non-profit organization for about eight months, and was recently transferred to a new boss.

Government Career Resources

Professional Resume Services

Among the Department of Labor’s top 20 requests are information on COBRA health insurance continuation coverage, the Family Medical Leave Act benefits, United States employment statistics, health plans, minimum wage and unemployment insurance.

2012 130

Five End-Of-Year Hacks for Small Business HR

Blogging4jobs

Perform a COBRA audit. Do you know if you offer state COBRA? Have you hit the ceiling to switch to Federal COBRA? Is your Federal COBRA properly administered?

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My Boss Asked Me to Resign

Evil HR Lady

Sure there’s COBRA, and sure, there are the exchanges, but do you really think you’ll be better off on those than on your employer-provided plan? I am a middle manager without a union who has been told that because of poor job performance, I would need to step down.

2016 139

Is it a mistake to leave a consulting job for a job just to get health insurance?

Careers Done Write

My husband was laid off and we will be without health insurance when our COBRA coverage expires in 3 months. Dear Deb: I work as a consultant, mostly for non-profits. If I take work as a barista at a coffee shop, they will provide full health benefits.

Being Laid Off? Know Your Rights As An Employee

Career Realism

A severance package is generally combined with other benefits like health insurance under COBRA. Health Insurance After being laid off, you may still be able to purchase COBRA extended health insurance benefits.

2013 83

For job security, save one month’s salary

Cube Rules

Figure out your take home pay, add in a good chunk more for a COBRA payment to maintain health care and then figure out how much to save monthly between now and the end of the year to get one month’s take-home pay in the bank. You know what the best defense is for the risk of getting laid off? One year’s take home pay in the bank. You’ll never remove the risk of a layoff. Job security is a myth.

2013 126

What are Resume Keywords?

Career Solvers

COBRA Administration. We’ve all searched for something online by typing in a word or phrase that closely resembles the type of information we are looking for. We find information and make decisions about products and services via these types of searches.

2011 68

“For my appeal of a denial of unemployment benefits, should I.

Sklover Working Wisdom

Blog » “For my appeal of a denial of unemployment benefits, should I point out that I am receiving COBRA subsidy, which makes no sense?” “For For my appeal of a denial of unemployment benefits, should I point out that I am receiving COBRA subsidy, which makes no sense?”

2010 130

When HR Should Act To Save Money

Evil HR Lady

Except in extreme circumstances, employees can opt for COBRA to continue their health coverage. HR should say, "You realize that this termination is highly suspect and will not save the company any money due to COBRA anyway.". The employee is highly likely to opt for COBRA, therefore the savings you hope to achieve by termination will not happen. Phillis Dewitt was fired from her job as a nurse. The hospital maintains it was due to insubordination.

2009 100

When HR Should Act To Save Money

Evil HR Lady

Except in extreme circumstances, employees can opt for COBRA to continue their health coverage. HR should say, "You realize that this termination is highly suspect and will not save the company any money due to COBRA anyway.". The employee is highly likely to opt for COBRA, therefore the savings you hope to achieve by termination will not happen. Phillis Dewitt was fired from her job as a nurse. The hospital maintains it was due to insubordination.

2009 100

Surviving and Thriving Through a Layoff

Executive Career Brand

Meg Guiseppi, C-level Executive Job Search Coach — Resume, Biography, Branding, Online Identity & ROI Value Communications Blog Home Intro Personal Branding 360 Reach Personal Brand Assessment Why hire a Reach Certified Personal Branding Strategist?

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Cancer and Layoffs

Evil HR Lady

I know you are not an employment law specialist, but what advice can you offer an HR Manager who wants to help this employee get safely through treatment without having the added stress of paying for COBRA and finding a new job, thereby keeping my firm's name from potentially ending up in the news with some very bad PR? COBRA is going to be cheaper than paying cash, so he'll undoubtedly take COBRA.

2009 100

Cancer and Layoffs

Evil HR Lady

I know you are not an employment law specialist, but what advice can you offer an HR Manager who wants to help this employee get safely through treatment without having the added stress of paying for COBRA and finding a new job, thereby keeping my firm's name from potentially ending up in the news with some very bad PR? COBRA is going to be cheaper than paying cash, so he'll undoubtedly take COBRA.

2009 100

“How should I respond to a request for an Exit Interview?”

Sklover Working Wisdom

However, if you are hoping for such things as (i) cooperation with rollovers, (ii) cooperation with COBRA, (iii) cooperation with future employers getting confirmation of your employment, etc., Could be simple things, like an acknowledgment that you were given information about COBRA. Question: I was recently asked to attend an “Exit Interview.” What can you tell me about them, and how should I respond? Is there a requirement I attend? Susan. Jessup, Maryland.

2011 100

update: how do I tell my coworkers that I have incurable cancer?

Ask A Manager

but on Social Security alone, I’m facing some huge changes—including COBRA or ACA coverage for my health care expenses, which annually total more than my salary has ever been. I’m going to do COBRA for the remainder of the year, but it’s very expensive, and a few more weeks on the original plan would have helped. It would really help with the COBRA costs, etc. Remember the letter-writer last year wondering about how to tell her coworkers that she has incurable cancer ?

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Your job skills and talent are not enough for employment security

Cube Rules

Try practicing laid off in your household: figure your unemployment income, COBRA costs, your normal expenses and figure out how long you can live on that without touching your IRA. There is a fallacy that many job seekers have: their job skills are enough to keep their job. Not true.

2011 151

61% of HR Professionals Will Divorce in Next 18 Months

Blogging4jobs

That email you receive reminding you to print off and mail those COBRA forms to that newly departed employee. It’s great being in love except when it’s not what I signed up for it to be. That’s exactly how I feel about HR technology and human resources.

2013 73

5 Tips for Thriving in a Job Transition

Blogging4jobs

If COBRA is too expensive, you can get short term medical insurance to cover you and your family if they need it. Job transitions , whether voluntary or involuntary, can add a lot of stress to your life if you aren’t prepared for what you’re going to face.

2013 83

HR Legal Update: #DOMA

Blogging4jobs

COBRA will now be offered across the board to same-sex and hetrosexual couples. One of the most historical decisions made by #SCOTUS this past week was their ruling on #DOMA.

What You Need to Know: Trump Healthcare and Pre-Existing Conditions.

HR Capitalist

I'm assuming COBRA is still an option, which would allow most exiting companies to get through the 1-year period at employer market rates. If you're like me as an HR pro, you've always had your eye on the pre-existing condition angle of any healthcare legislation.

2017 50

Termination: How to Gracefully Fire An Employee #hrbasics

Blogging4jobs

Make sure you give the ex-employee information on COBRA and any other benefit information they may need. So Long, Farewell, Auf Wiesersehen, Good-Bye! No one wants to do it, but as sure as death and taxes, if you’re in HR, you will have to fire someone some day.

2014 64

When Leaving Your Job, How to Take Your Colleagues With You

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N.

2010 130

Out Placement Firms Shorten Job Seeker’s Search by 61%

Blogging4jobs

Information on COBRA and insurance coverage information including costs once medical, optical and dental coverage ended.

2013 71