“Subsidized COBRA in Severance – What’s that?”

Sklover Working Wisdom

I signed up for COBRA healthcare continuation for my family. Concerned that there was a mistake, I called Human Resources, and was told that it was not the usual COBRA benefits, but “Subsidized” COBRA benefits. The Federal “COBRA” law gives almost all laid off employees a right to remain on their employer’s health plan for up to 18 months. Almost everyone who is laid off or downsized in the U.S. Use our Model COBRA Election Notice.

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“To be eligible for COBRA coverage, must I be on my employer's.

Sklover Working Wisdom

Blog » “To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?” “To To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?” Published on June 10th, 2010 by Alan Sklover Question: Regarding COBRA, to be eligible, is there a minimum time period you need to be covered under an employer’s health insurance plan to be eligible for COBRA? FMLA, COBRA and Pregnancy N.

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“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 2 of 2)”

Sklover Working Wisdom

Severance – When most people think of the word “severance,” they think of the words “layoff,” “downsized” or “position elimination.” Before Negotiating Benefits, Pensions and Perq''s Disability Disability and Pregnancy FMLA FMLA, COBRA and Pregnancy Miscellaneous Perq''s Monthly Newsletter Library Severance Packages “Be careful about reading health books. You may die of a misprint.”. - Mark Twain .

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“For my appeal of a denial of unemployment benefits, should I.

Sklover Working Wisdom

Blog » “For my appeal of a denial of unemployment benefits, should I point out that I am receiving COBRA subsidy, which makes no sense?” “For For my appeal of a denial of unemployment benefits, should I point out that I am receiving COBRA subsidy, which makes no sense?” FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U.

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“What should I ask for regarding severance?”

Sklover Working Wisdom

Having worked with fired, downsized and laid off employees for over three decades, I know that every laid off employee feels, first and foremost, financial insecurity. In my book “Fired, Downsized, or Laid Off,” I devote an entire chapter to 110 different – but valuable – “non-monetary” requests I have successfully negotiated for my clients. Question: I am a Director of Clinical Research at a start-up medical device company making a very healthy salary.

2013 116

When Leaving Your Job, How to Take Your Colleagues With You

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » When Leaving Your Job, How to Take Your Colleagues With You When Leaving Your Job, How to Take Your Colleagues With You Published on June 17th, 2010 by Alan Sklover Watch the video on YouTube: [link] Click an icon below to share and recommend this post: This entry was posted on Thursday, June 17th, 2010 at 1:00 am You can follow any responses to this entry through the RSS 2.0

2010 116

Being Laid Off? Know Your Rights As An Employee

Career Realism

In the post-recession period, many companies are downsizing when their business does not meet set expectations. A severance package is generally combined with other benefits like health insurance under COBRA. Health Insurance After being laid off, you may still be able to purchase COBRA extended health insurance benefits. During the recent financial crisis, many companies ran into difficult times. Businesses struggled to stay afloat and employees were laid off.

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“What should I expect after ‘re-badging?’”

Sklover Working Wisdom

Answer: Dear Raju: “Re-badging” is another one of those new words that have arrived on the employment scene in the last few years, including such newly-minted words as “downsizing,” “outplacement,” “outsourcing.” including what we call COBRA, Family Medical Leave Act, and even unemployment benefits. Question: Hi, Alan. I just joined a bank software division (2 months back). Now the bank has decided to outsource my team which comes to around 200 employees to their vendor company.

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Did You Know That. ?

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Did You Know That. ? Did You Know That. ? Published on October 16th, 2010 by Alan L Sklover Major companies illegally collude with each other to keep their employees from getting new jobs with their competitors. Just two weeks ago six leading technology companies – including Apple, Google, Adobe and Intel – reached a settlement with the U.S.

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“Can an employer delay accepting an employee's resignation?”

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “Can an employer delay accepting an employee’s resignation?&# “Can an employer delay accepting an employee’s resignation?&# Published on August 18th, 2010 by Alan L Sklover Question: How can a firm delay acceptance of a resignation after the expiration of the notice period? I gave notice of resignation but my employer has ignored it. I have kept working, without complaining.

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“If I sign a Performance Improvement Plan, if I am let go, might I.

Sklover Working Wisdom

This is based on the employer’s perspective that, if severance is to be paid to any employees, they should only be employees who are downsized or laid off having nothing to do with their conduct or performance. FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “If I sign a Performance Improvement Plan, if I am let go, might I get a Severance Package?” “If If I sign a Performance Improvement Plan, if I am let go, might I get a Severance Package?”

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on June 21st, 2010 by Alan Sklover “Never be afraid to try something new. Remember, amateurs built the Ark; Professionals built the Titanic.&# - Unknown During my professional life I’ve come to know many “experts” in various fields of endeavor, from Navigating Ships to National Security.

2010 116

Sklover's Thought for the Work Week > Sklover Working Wisdom

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on October 18th, 2010 by Alan L Sklover “When you shoot an arrow of truth, dip its point in honey.” - Arabic Proverb At work, strive always to speak the truth. But strive in ways that will have your truth heard, heeded and taken to heart.

2010 109

“Before leaving my job to open my own business, can I contact the.

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “Before leaving my job to open my own business, can I contact the clients to let them know?” Before leaving my job to open my own business, can I contact the clients to let them know?” Published on October 17th, 2010 by Alan L Sklover Question: Hi, Alan. I am a dog groomer, and have been working for my employer for four years.

2010 109

“Is it a conflict of interest if I work in the same place as my.

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “Is it a conflict of interest if I work in the same place as my son, and I cover a shift for him? “Is Is it a conflict of interest if I work in the same place as my son, and I cover a shift for him? Published on October 15th, 2010 by Alan L Sklover Question: Is it a conflict of interest if my son has me work for him on his scheduled shift because of a death in the family?

2010 109

Friday Feedback

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Friday Feedback Friday Feedback Published on October 8th, 2010 by Alan L Sklover Your newsletter on “Making Arbitration Work For You, Not Against You” was one of the most helpful newsletters in your continuing newsletter series. Thank you very much for this. I find your newsletters most informative and helpful. Randy V. City Not Indicated) Dear Randy, Thanks.

2010 109

“If my company is sold, can I collect unemployment insurance.

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “If my company is sold, can I collect unemployment insurance benefits?” “If If my company is sold, can I collect unemployment insurance benefits?” Published on October 6th, 2010 by Alan L Sklover Question: The company I work for is being sold to another company.

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on October 4th, 2010 by Alan L Sklover “Self-respect is the fruit of discipline: the sense of dignity grows with the ability to say no to oneself.” - Abraham J. Heschel At work, having some “say” in what happens to you is important to you and your family’s well-being.

2010 109

Recommended Resources.

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Recommended Resources. Recommended Resources. Published on October 3rd, 2010 by Alan Sklover Every now and then we come upon outstanding resources for those of us who appreciate the wisdom and necessity of taking an active role in “Standing Up for Yourself at Work™.”

Did You Know That. ?

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Did You Know That. ? Did You Know That. ? Published on October 2nd, 2010 by Alan L Sklover You can easily check to make sure your employers have made the correct contributions to your Social Security account. At the same time, you can find out what your Social Security benefits will be when you retire. Simply go to www.SSA.gov and request a Form SSA – 7004, “Request for Social Security Statement.”

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U.

2010 109

Did You Know That. ?

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Did You Know That. ? Did You Know That. ? Published on September 25th, 2010 by Alan L Sklover Hiring college students directly from internships is on the rise.

2010 109

My View:

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » My View: My View: Published on September 24th, 2010 by Alan L Sklover The Best Investment, and the Best Return, Guaranteed. Stock market seem rigged and risky? Bonds seem headed for a nosedive? Precious metal investing seem too volatile? There is only one investment that is guaranteed to give you the best return: an investment in yourself.

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on September 20th, 2010 by Alan L Sklover “Those who travel on unworn paths find the rarest of flowers.” - Hindu Proverb At work, do not fear giving serious consideration to seemingly outlandish ways, unlikely solutions, and wacky ways of doing things. Rather, develop the habit of doing so.

2010 109

Did You Know That. ?

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Did You Know That. ? Did You Know That. ? Published on September 18th, 2010 by Alan L Sklover Contrary to what almost everyone thinks, while it is illegal almost everywhere to fire someone because they are “disabled,” with very few exceptions it is totally legal to fire someone because they are “sick.” What’s the difference?

2010 109

Friday Feedback

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Friday Feedback Friday Feedback Published on September 17th, 2010 by Alan L Sklover Thank You Thank You Thank You for your blog site – I spent hours on it last night and found it so empowering! It is especially helpful for those of us who are feeling vulnerable. As a 49-year-old professional woman, it is something I will recommend to others.

2010 109

“If I am required to give 'four weeks' notice when I resign, can.

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “If I am required to give ‘four weeks’ notice when I resign, can one of those weeks be a vacation?” “If If I am required to give ‘four weeks’ notice when I resign, can one of those weeks be a vacation?” Published on September 16th, 2010 by Alan L Sklover Question: I have a vacation planned for later this month. However, I just received a job offer and I plan to accept it.

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on September 13th, 2010 by Alan L Sklover “Problem solving isn’t a talent that some people have and others don’t. It’s a habit.” -Ken Ken Watanabe At work, some people often seem to cause problems, some people often seem to ignore problems, and some people often seem to solve problems.

2010 109

Did You Know That. ?

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Did You Know That. ? Did You Know That. ? Published on September 11th, 2010 by Alan L Sklover Fourteen states and Washington D.C. have given their residents the right to use medically-prescribed marijuana to relieve severe pain and neurological problems. But only one state – Rhode Island – protects its citizens from being fired for doing so in the privacy of their own homes.

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on September 6th, 2010 by Alan L Sklover “Get your facts first, and then you can distort them as much as you please.” Mark Twain Did someone say “lawyers”?

2010 109

Did You Know That. ?

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Did You Know That. ? Did You Know That. ? Published on September 4th, 2010 by Alan L Sklover If you face financial hardships – including medical, college tuition or mortgage financial difficulties you can take either a “Hardship Withdrawal” or “Loan to Yourself” from your 401k savings. There are rules and limitations, but this may be a wise way to deal with truly difficult circumstances.

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on August 30th, 2010 by Alan L Sklover “You can add salt to soup.But once you do, you can’t take it out.” Sylvia Sklover At work, when things get difficult, when events upset you, when people seem to deserve harsh response, take a deep breath and, if necessary, take a brief walk around the corner before responding.

2010 109

Did You Know That. ?

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Did You Know That. ? Did You Know That. ? Published on August 28th, 2010 by Alan Sklover Under the Federal Family Medical Leave Act (“FMLA”), while most people are entitled to take a leave of absence for up to 12 weeks care for themselves or a family member who is ill, a spouse, child, parent or next of kin of a member of the U.S.

2010 109

My View:

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » My View: My View: Published on August 27th, 2010 by Alan L Sklover It is a time to Build Your “Ships”. It seems to me that many of the “threads” of our social fabric are undergoing change. As just one example, people and courts are arguing over what, in fact, constitutes “marriage.” In another recent headline, people are arguing over whether a major religion is, in fact a “religion.”

2010 109

“If I take a new job elsewhere before my job is lost, will I lose.

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “If I take a new job elsewhere before my job is lost, will I lose my severance?” “If If I take a new job elsewhere before my job is lost, will I lose my severance?” Published on August 26th, 2010 by Alan L Sklover Question: The company I work for has announced it is closing the division I work for.

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on August 23rd, 2010 by Alan L Sklover “If you see a strange thing, and do not regard it as strange, its strangeness will vanish.” Chinese Proverb At work, new people, new things and new ways may strike you as “strange,” “different,” even “off the wall.”

2010 109

“Can having a business website 'on the side' be reason for.

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “Can having a business website ‘on the side’ be reason for termination?&# “Can having a business website ‘on the side’ be reason for termination?&# Published on August 21st, 2010 by Alan L Sklover Question: I was relieved from my job today for no reason, only to find out it was because I have a website to start a business of my own on the side.

2010 109

Friday Feedback

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Friday Feedback Friday Feedback Published on August 20th, 2010 by Alan L Sklover Dear Alan: I saw your video regarding Performance Improvement Plans and have to say I am very impressed. Also, I got a few people who view your site and a lot of them want to see a place where they can donate money for your service. Thanks.

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on August 16th, 2010 by Alan L Sklover “I love the idea that Picasso used to just sit and stare at an empty canvas for 12 hours straight.

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on August 9th, 2010 by Alan Sklover “Once a new technology rolls over you, if you’re not part of the steamroller, you’re part of the road.&# - Stewart Brand At work, it seems a new technological wonder “or complication&# arrives daily.

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on August 2nd, 2010 by Alan Sklover “I always wanted to be somebody. Perhaps I should have been more specific.&# - Lily Tomlin At work, it is very much in your job-security and job-advancement interests to be known for some particularly valuable aspect of “human capital.”

2010 109

“Can a wife resign her husband out of his job?”

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » “Can a wife resign her husband out of his job?&# “Can a wife resign her husband out of his job?&# Published on July 27th, 2010 by Alan Sklover Question: I have been accused of “tendering” my husband’s resignation from his job, even though he did not know anything about it.

2010 109

Sklover's Thought for the Work Week

Sklover Working Wisdom

FMLA, COBRA and Pregnancy N. Fired, Downsized or Laid Off U. Blog » Sklover’s Thought for the Work Week Sklover’s Thought for the Work Week Published on July 26th, 2010 by Alan Sklover “If you can talk, you can sing. If you can walk, you can dance.&# - African Proverb Deep down, most people hate to admit: they can do better. Whatever may be holding you back from your potential “heights” at work, don’t let them.

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