Insurance Costs Too High? Here’s How To Lower Them

Ms. Career Girl

The average homeowner purchasing the most common type of insurance spends around $1,132 on premiums each year. Insurance companies take many different factors into consideration before setting rates for their customers. But you can control your insurance costs.

Changing Careers and Health Insurance

Career Alley

Employer-Based Health Insurance Statistics. When employers offer their workers’ health insurance coverage, it not only raises the caliber of employees applying for open positions, it also ensures a healthy, more productive workforce. Factors to Consider With Individual Health Insurance.

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The Top 5 Small Business Health Insurance Options in 2019


Thanks to the rising costs of health care, individuals and businesses alike are looking for ways to get affordable coverage that works for them. Costs are going up, regulation is changing, and small businesses across the country are left scrambling. Traditional Group Insurance.

2019 169

Five Things You Should Know About Auto Insurance

Ms. Career Girl

The post Five Things You Should Know About Auto Insurance appeared first on Ms. In most places, if you’re going to operate a motor vehicle, you are required to have auto insurance. Here’s a review of auto insurance basics to help you navigate your next insurance renewal.

Private Health Insurance for Every Woman

Ms. Career Girl

A lot of discussion has been held recently about the cost and availability of health insurance for workers. For US citizens, these plans are the ones you will find in the Health Insurance Marketplace as part of the roll-out of the Affordable Care Act.

Six Questions to Ask Your Insurance and Benefits Broker


Your company’s insurance and benefits offerings are the second largest company employee expense outside of your employee payroll expense. At the center of this second largest company expense sits your insurance broker who has the ability to impact your organization at a very large scale.

Resume Help - Insurance Software - Business Analyst - Manager

Careers Done Write

Today’s résumé help will focus on a candidate in the insurance space with strong technical skills and business analysis expertise. We will call her June. June should be very marketable, but she has created a résumé that does not impress.

10 Ways You Can Cut The Cost Of Your Smartphone Bill

Ms. Career Girl

The post 10 Ways You Can Cut The Cost Of Your Smartphone Bill appeared first on Ms. What if we told you that there are as many as ten ways in which you can cut the cost of your mobile phone bill? Beware insurance.

2017 148

How to Fight Unemployment Insurance Benefit Hearings


Our economy is strong, however, unemployment insurance remains a cost that employers and businesses should evaluate and understand in order to remain profitable and growing. The length a state offers unemployment insurance benefits varies.

Who Does What In the Insurance Industry

The Undercover Recruiter

Insurance is a very complicated and highly regulated industry with many different roles and opportunities for those working within it. Here we look at just some of the different roles you can expect to find within the insurance industry and what sort of tasks they may involve.

Your Employer's Group Health Insurance: Did They Make A Wise Choice?


Getting quality heath insurance from your employer's benefit plans covers your health and gives you and your family a lot of piece of mind as far as your health is concerned. A group health insurance makes for an excellent idea for employers to lure in potential talent.

Stretch Those Paychecks: 6 Cost Savings Ideas for Your Employees

Evil HR Lady

When some employers talk about their company’s benefits, they are simply referring to health insurance—but there is so much more to consider. For starters, you can help your coworkers stretch their paychecks and make the most of their benefits by sharing these six cost-saving ideas for employees. Choose Your Health Insurance Wisely. To keep reading, click here: Stretch Those Paychecks: 6 Cost Savings Ideas for Your Employees.

2018 122

Commuting Is a Working Cost, Not a Living Cost


The downside is, you end up spending more than you’d like, in gas, car insurance, repairs and sanity. Today, the minimum wage increases in a few Canadian provinces, but with it comes inflation on products and living costs. City life is not affordable anymore, with that great starting salary dwindling quickly when our housing costs more than $3k a month. Consider paying for gas to cover the cost of commuting. Your 9-5 is a blessed option when starting out.

2015 100

5 Cost-Effective Employee Benefits to Complement Your Health Plan

Evil HR Lady

Whether you’re able to provide robust insurance or you’re only budgeted for a basic plan, a whole slew of simple cost-effective employee benefits can help take your offerings to the next level. To keep reading, click here: 5 Cost-Effective Employee Benefits to Complement Your Health Plan. The post 5 Cost-Effective Employee Benefits to Complement Your Health Plan appeared first on Evil HR Lady.

2019 127

Single Disengaged Worker Costs Company $4,621 in Lost Revenue in 2014


This too busy attitude ends up costing us down the road. I could tell you that Gallup reports in their 2013 State of the Workplace report that unproductive and engaged workers are costing United States businesses $550 billion a year. Cost of an Employee. Unemployment Insurance.

2014 138

How to Avoid Being Ripped Off on Car Insurance

Ms. Career Girl

I decided to include this post in our line up because car insurance is one of those little details that is part of this whole “growing up&# thing. Buying a car is a major first step in a young adult’s life, but buying the insurance for the car can be nothing less than monumental.

Types of Dental Insurance: Choosing the Best Plan for Your Business

Evil HR Lady

Good oral health can have a big impact on the overall wellness of your employees and may also lead to lower medical costs. That’s why choosing the right type of dental insurance for your workforce is so important. The American Dental Association breaks out the types of dental insurance plans into two main types: fee-for-service plans and managed care plans. To keep reading, click here: Types of Dental Insurance: Choosing the Best Plan for Your Business.

2017 105

do you need life insurance? quite possibly.

Ask A Manager

Also, life insurance. Yes, life insurance, because someday we are all going to kick the bucket, in many cases leaving behind financial dependents. Here’s the deal with life insurance: If you have people who currently depend on you, in whole or in part, for financial support, life insurance will help provide financial security to them. Or use this life insurance calculator to determine if you indeed need it. do you need life insurance?

Life After COBRA


Under COBRA , our family had to pay 102% of the total cost of health insurance which includes the expense our family was responsible for as an employee plus what the company covers plus a two percent administrative fee. The total cost was approximately $850 for our family of 3.


my boss discourages us from using our health insurance

Ask A Manager

Recently, our CEO has started using our weekly company-wide meetings to direct people how and how not to use our company’s health insurance policy. His argument is that we are lucky because individual premiums are low and therefore employees shouldn’t be utilizing insurance in a frivolous ways that will drive up cost. He also keeps telling stories about how he once sought treatment for a medical condition and refused to get something biopsied because of the cost.

Insurance at Risk: Small Business Employees Risk Losing Coverage


Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. Across the country, America’s businesses are struggling as the cost of health care continues to skyrocket.

interviewer had a photo of my house, charging smokers more for insurance, and more

Ask A Manager

Health insurance discounts for non-smokers. On one hand, getting fewer people to smoke saves everyone on costs and is obviously beneficial to health. An increasing number of companies are requiring smokers to pay more for health insurance or discounting the rates of non-smokers. In fact, tobacco use is one of the factors that insurance premiums are allowed to be based on under the Patient Protection and Affordable Care Act (ACA). It’s four answers to four questions.

2019 51

Justice Department Sues Nation's Largest Mortgage Insurance.


Justice Department Sues Nation’s Largest Mortgage Insurance Provider for Discrimination Against Women on Paid Maternity Leave. WASHINGTON – The Justice Department announced today that it has sued the Mortgage Guaranty Insurance Corporation (MGIC), the nation’s largest mortgage insurance company, and two of its underwriters, Elgina Cunningham and Kelly Kane, for violating the Fair Housing Act by discriminating against women on paid maternity leave. Be our Friend.

boss asked someone to take her family off her health insurance, how to encourage someone you’re rejecting, and more

Ask A Manager

My boss begged my coworker to take her husband and baby off her health insurance. According to a coworker, he had asked (more like begged) her to take her husband and her baby off of the company’s insurance so that the budget wouldn’t be so screwed up. I assume he knew or figured that her husband could get his own insurance through his job, but it’s still incredibly obnoxious.). It’s five answers to five questions. Here we go….

2019 76

Does your Small Business need help cutting costs?

Corn on the Job

How an effective return-to-work program can impact employee morale and cut workers’ compensation costs? Small business owners today are taking on many new costs from many different areas that have not been required of them in the past.

2016 93

Before You Change Jobs, Do This!

Professional Resume Services

Before you actually look for new employment, make sure you understand the benefits you currently have, like health insurance, and how those will be affected. Health insurance is a complicated thing so you have to be aware of how a job change changes your status.

2014 211

you might need term life insurance (and here’s how to get it)

Ask A Manager

Life insurance can help provide some financial security when you’re gone. Some signs that you should be considering life insurance are: You’re married with shared financial obligations. People often assume that if they have life insurance through work, they’re covered and don’t need to think more about it. Many employers do offer some term life insurance coverage as part of your benefits, but generally, work-sponsored plans equate to only one to two times your base salary.

2018 44

Is That Firing or Layoff Going to Cost Me My Next Job?


The layoff eventually led me to considering starting a small business , however, I was eventually persuaded to realize the fact that having someone else take care of your checks and health insurance is not such a bad thing.

Layoff 201

How To Reduce Costs When Starting A Business

Career Realism

A worthy business venture demands that the business leaders and managers should work out a means to cut down operational costs, ensure that the business runs effectively and efficiently, and increase profit margin with ease. Reducing the cost of utility bills.

2014 92

Getting A Handle On Business Start-Up Costs

Career Realism

Start-up costs are the expenditures required to get a business up and running, and even see it through the first few months of operation when things might be a bit rough and unpredictable. One reason many new businesses fail is because they did a poor job of estimating start-up costs.

2013 89

Resume Mistakes That Keep Hiring Managers Amused But Cost You the.

Resume Help Blog

2010 141

DUDE VIEWS: On The Facebook/Apple Benefit of Covering Cost for Women to Freeze Eggs.

HR Capitalist

A guy to come in and analyze the recently decision by Facebook and Apple to cover the cost of women freezing their eggs. . Hi Gals! Here''s just what you''ve been waiting on.

2014 82

Benefits Enrollment: How Young Professionals Can Enroll With Confidence

Career Realism

If you want to make sure you get the best coverage possible without spending obscene amounts of money each month, it’s essential that you educate yourself before committing to a benefits plan so you can avoid costly mistakes. Think about your health care costs.

2017 87

Watch Out For These Hidden Costs When Changing Offices

Corn on the Job

It’s hardly surprising that moving to a larger office is going to cost more than working out of your spare room. The cost of renting the space alone is going to put a major dent in your finances. For one, there’s the cost of powering the space.

2016 56

AOL Learns the Hard Way: Don't Blame Rising Benefit Costs on Individual Employees.

HR Capitalist

THE FIRST RULE OF SHARING BENEFIT CUTS OR RISING BENEFIT COSTS IS: Never blame the situation on individual employees. and crush you in the court of public opinion for blaming a cost situation on something an employee had no control over. And those are the things that add up into our benefits cost. In that common circumstance, it wouldn''t have cost them millions. It absolutely crushed the self-insured picture of the company/unit I was responsible for managing.

2014 63

update from the reader worried her employer was going to drop their health insurance

Ask A Manager

Remember the reader back in March who was worried that her employer was getting ready to drop their health insurance ? He said what some of your commenters said – that it was likely an emotional reaction to the cost increase and probably not serious. We still have the same insurance, and nothing has changed, other than I probably have a few more gray hairs from worrying about it.

my coworker won’t stop complaining about our health insurance and I feel horribly guilty

Ask A Manager

Before we interviewed him, he sent me an email asking to confirm that insurance was available because his family’s insurance was through him. His wife works in high-end retail with no benefits available and therefore their only access to insurance is his job. My manager also ensured that the contracting company sent him the insurance options, prices, and coverage amounts with his offer, so he should have been aware of what he was signing.

2016 40

4 Steps to an Employee-Friendly Workplace


Good Benefits Go Beyond Insurance. Insurance has become the main benefit option companies provide to their employees, but it need not be the only benefit. Many of these things can be low cost or no cost.

2014 161

3 Reasons Not Having A Personal Website Might Be Costing You Big

Career Realism

Websites can be effective tools to help with your job search, but like health insurance, it’s better to buy it before you think you need it. The post 3 Reasons Not Having A Personal Website Might Be Costing You Big appeared first on CAREEREALISM.

2014 101

Offer Letter or Company Plan – Which One Governs?

Sklover Working Wisdom

ACTUAL CASE HISTORIES : Case History 1: Joseph signed an Offer Letter that said the following: “The Company will provide you and your family with health insurance coverage, subject to the terms provisions and conditions of the Company Health Insurance Plan.” These days, with employers trying their very best to lower their “employment-related overhead costs,” we are seeing more and more of these issues, and sadly, most often only after someone has lost out on what they deserve.

Offer 100

3 Reasons Not Having A Personal Website Might Be Costing You Big

Career Realism

3 Reasons Not Having A Personal Website Might Be Costing You Big. Websites can be effective tools to help with your job search, but like health insurance, it’s better to buy it before you think you need it. Work It Daily.

2016 66

Interview Mistakes That Can Cost You The Job – by Jenna Goudreau

Resume Help Blog

Home Our Partners About Us Resume Writers Resume Help – Lesson #1 Resume Help – Lesson #2 Resume Help Blog Stand Out From The Crowd In Today's Job Market MBA Online Recent Posts Putting the Employer First Advice for New Graduates to Compete Successfully How To Save Money On Your Car Insurance The Anatomy of a Hostile Government Takeover – Obamacare at six months.

2010 100

“Can my employer reduce benefits without any limit?”

Sklover Working Wisdom

Question: About ten days ago, without notice, my employer sent out an email to all employees telling us that, effective immediately, our health insurance will cost us more, our 401k contributions will be cut in half, and if we are laid off, our severance will be eliminated – entirely. One common mandated benefit is workers compensation insurance, which provides employees injured on the job with wages, benefits and medical reimbursements.