Employment Benefits: Negotiating For Life Insurance As Part Of Your Salary

Career Realism

There are several solid reasons to include life insurance into your overall strategy for negotiating your salary package. Reasons to negotiate for life insurance coverage at your job: Life insurance is more than just a vehicle to gain a death benefit payout from.

Ep 71 – Importance of Compliance with Employers Insurance Benefits


The topic of compliance in employer benefits is of growing importance, due in part to the new reporting requirements under the Affordable Care Act, and because several benefit administration companies have recently been questioned about reporting, licensing and compliance issues. Episode 71: Navigating the Changing World of Employers Insurance Benefits, Programs and Brokers. Company insurance and benefit brokers often get a bad rap.

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Changing Careers and Health Insurance

Career Alley

Employer-Based Health Insurance Statistics. When employers offer their workers’ health insurance coverage, it not only raises the caliber of employees applying for open positions, it also ensures a healthy, more productive workforce. Questions to Ask Your Future Employer.

do you need life insurance? quite possibly.

Ask A Manager

Also, life insurance. Yes, life insurance, because someday we are all going to kick the bucket, in many cases leaving behind financial dependents. Here’s the deal with life insurance: If you have people who currently depend on you, in whole or in part, for financial support, life insurance will help provide financial security to them. Or use this life insurance calculator to determine if you indeed need it. do you need life insurance?

Are You Committing Unemployment Insurance Fraud By Accident?

Career Realism

Unemployment Insurance Fraud takes place when an individual conceals or misrepresents some information to get or increase unemployment insurance payments. Types of UI: Failing to report your employment. This includes: cash jobs, commission, self-employment, 1099 or temporary. Using another individual’s identity (social security number andor name) to work and file for insurance payments. Helping some person to file a fraudulent insurance claim.

my job offer was pulled after I said the insurance wouldn’t meet my needs

Ask A Manager

After a few email exchanges with HR about benefits, I realized their health insurance is one of the ones exploiting the ignorance of folks and claiming loopholes where there are none for my form of birth control. I responded to the HR person to thank them for all their help and let them know the insurance would not meet my needs. I was very confused, given that at no point did I say I didn’t want the job; I simply said the insurance did not meet my needs.

Employer Brand Tagline: Do You Need One?


Can an employer brand create a similar sense with just a simple tagline? Do employer taglines resonate? “Employer brand lines are essential,” says Susan LaMotte of exaqueo. Insuring your future. One for the consumer brand and one for the employer brand.

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update: my coworker won’t stop complaining about our health insurance and I feel horribly guilty

Ask A Manager

Remember the letter-writer whose coworker wouldn’t stop complaining about his health insurance and she felt guilty because she’d helped hire him? We were the client, he was the service that his employer provided to us. At this point he was VERY up front about reviewing insurance policies BEFORE he accepted any offers though, and I was proud of him for that – he did learn from his mistake. But the good news is he’ll have better insurance going forward.

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4 Signs Talent Thinks Your Employment Brand Isn’t Legit

Career Realism

4 Signs Talent Thinks Your Employment Brand Isn’t Legit. Are you scratching your head because you’re using all the normal channels to get the word out about your open positions, but all you’re getting in return is an inbox over-stuffed with resumes from unqualified candidates who clearly just submitted their resume to meet their state’s unemployment insurance requirement? 2 – Your employment brand is sending the wrong message to the right people.

6 Skills Recent Graduates gain working in Insurance.

Corn on the Job

No matter what role you have within the insurance industry you will have to interact with other people. You will have to interact both in person and over the phone with customers looking for different types of insurance. Critical-thinking skills are crucial in the insurance industry.

How to Insure You Have a Job in the Future


He believes, as The Business Insider said: “Every great period of innovation has produced its share of labour-market doomsayers, but technological progress has never previously failed to generate new employment opportunities.” . Everyone has heard that robots are the workers of the future.

Two Cool Google Tools for Employer Branding


How are recruitment marketers to measure the impact of their employer brand efforts? Google Tools that’ll help your Employer Brand. That was right around the time that we developed and began executing our employer brand strategy.

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What You Need to Know About ACHA and Employer Coverage


HR aca acha benefits employer coverage health insuranceOn May the Republication healthcare bill passed its first hurdle in Congress and the ACHA is now on its way to the Senate. While the party was unable to fully repeal and replace, as so many of them. Workology is the art and science of work, HR and recruitment. Join the resource revolution.

Before You Change Jobs, Do This!

Professional Resume Services

Before you actually look for new employment, make sure you understand the benefits you currently have, like health insurance, and how those will be affected. Health insurance is a complicated thing so you have to be aware of how a job change changes your status.

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Employment Trends Index Increased in December

Resume Bear

The Conference Board Employment Trends Index™ (ETI) increased in December. “After posting a significant increase in December, following an upward revision in November, the Employment Trends Index is improving,” said Gad Levanon, Director of Macroeconomic Research at The Conference Board. “However, if economic activity continues to expand slowly in the first half of 2013, it would be difficult for employers to maintain the current rate of job growth.”

Sales Staff Not Using Social Media? They Should Be

The Undercover Recruiter

Employer Employer Branding Social Media insurance social selling XchangingAs the power of social media tightens its grip on the modern workforce, the need for companies to make the right kind of noise becomes more important than ever.

Finance Tips for the Self-Employed

Penelope Trunk

This is probably what you think self-employed looks like: I'm at an amusement park with my kids, in the middle of the week, and I'm on a conference call while I watch my son try to get on a ride. Being self-employed looks so nice at an amusement park.

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Private Health Insurance for Every Woman

Ms. Career Girl

A lot of discussion has been held recently about the cost and availability of health insurance for workers. For US citizens, these plans are the ones you will find in the Health Insurance Marketplace as part of the roll-out of the Affordable Care Act. Who Needs Private Health Insurance?

“Can employers require medical information from job applicants?”

Sklover Working Wisdom

Question : I work as an Employment Specialist in Ohio coaching a wide range of job seekers on their job search strategies. More and more people are asking me about being asked by prospective employers to provide them with a release to obtain medical histories and files on the actual job application. With very few exceptions, employers can legally require employees to disclose prior medical histories and other medical information. Code, Labor & Employment, Section 3-701).

How Will The Obamacare Bill Affect Your Career?

Career Realism

With next year’s requirement for no American to be denied health insurance, Obamacare could offer a few important benefits for would-be entrepreneurs, Baby Boomers, and other groups within the U.S. What It Means For You - Whether you get it through your employer or the U.S.

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50 Best Workplaces & Employers for Boomer & Traditional Generations


They may not have the exact skills or number of years experience you are looking for, but they have a proven track record, reliable employment history and know how to get the job done. Best Employers for Workers Over 50.

How to Fight Unemployment Insurance Benefit Hearings


Our economy is strong, however, unemployment insurance remains a cost that employers and businesses should evaluate and understand in order to remain profitable and growing. The length a state offers unemployment insurance benefits varies. You are not currently employed.

How To Save Money On Your Car Insurance?

Resume Help Blog

Don’t buy the absolute “cheapest” insurance you can find from a small company because it could come back to bite you. A few years ago we were insured by an insurance company that offered an extremely low rate. 2 of them were with Geico insurers.

“Employer’s Sole Discretion” in Contracts, Handbooks and Compensation Plans: Six Strong Arguments to Defeat It

Sklover Working Wisdom

Most of the companies his employer sought to acquire were family-owned, and in recent years struggling to survive in a more consolidated, competitive and complex world of music publishing. Brandon’s two previous employers were just that kind of company: family-owned and increasingly shut out of the international music rights publication business. WHAT YOU CAN DO : Consider these six strong arguments you can use to defeat “employer’s sole and absolute discretion.” .

Telecommuters Get Lower Insurance Rates?

Telecommuting Journal

Home Archives About Contact Subscribe Telecommuting Journal Telecommuters Get Lower Insurance Rates? June 14, 2008 · 4 comments I just saw this today and am thinking now I’d better call my insurance agent to be sure I’m noted as a “pleasure&# driver on our car insurance policy… From the Consumer Federation of America (CFA): “Auto insurance rates are partially based on how much you drive and how you use your car,&# said J.

Scouring the Internet for Employment – A Warrior’s Adventure

Professional Resume Services

Finding employment can be tough, many people have been out of work at one point in their lives, but that doesn’t mean that you have to get down on yourself. Losing your job can be crushing, you have to deal with the loss of income, health insurance and the pain of rejection. If you find

update from the reader worried her employer was going to drop their health insurance

Ask A Manager

Remember the reader back in March who was worried that her employer was getting ready to drop their health insurance ? We still have the same insurance, and nothing has changed, other than I probably have a few more gray hairs from worrying about it. Even if she doesn’t pursue it, I personally feel much more comfortable now knowing that the exchanges exist as a Plan B if she did drop the company insurance or if my job was eliminated.

am I over-sharing with my boss, warning contacts about my terrible former employer, and more

Ask A Manager

My contacts want to apply to my old employer, but it’s a terrible place to work. Last year, I found a new job and left my old employer on good terms. In the time since I’ve left, I’ve had at least three contacts get in touch with me about applying to positions at this former employer. You can give people “wait, slow down” signs without openly trashing your former employer. Do I need to write a cover letter if the employer approaches me first?

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Nearly Half of Employers Plan to Offer Grads Signing Bonuses in 2014

Resume Bear

Most likely to offer bonuses are employers in pharmaceutical manufacturing (nearly 86 percent say they expect to offer bonuses) and management consulting (70 percent). Figure 1: Percent of employers offering signing bonuses to 2013-14 graduates, by industry.

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Life After COBRA


Under COBRA , our family had to pay 102% of the total cost of health insurance which includes the expense our family was responsible for as an employee plus what the company covers plus a two percent administrative fee.

ACA Will Increase Employer & Primary Care Fees by 73%


By now you have probably heard about a teeny tiny little change affecting employers regarding benefits called the Affordable Care Act. In short, this change is the largest possibly in the history of employment law. Affordable Care Act Information for the Employer.

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Health Insurance and Career Choice

Career Key

A major factor in making many career decisions is health care, such as obtaining or keeping health insurance. Like me, you have probably heard comments like these: “I would really like to start my own business, but I can’t afford to lose the health insurance I now get through my employer. I made a mistake going into accounting, but I’m afraid to go back to school to become a counselor because my wife can’t get health insurance where she works.” “I

refusing a job duty on ethical grounds, company wants me to show them another employer’s offer letter, and more

Ask A Manager

Company wants me to show them another employer’s offer letter. My employer doesn’t offer a 401K. but I’m struggling with some of the benefits that my employer offers — or doesn’t offer, in this case. However, my employer only offers a company-matched IRA. A contractor handles our paychecks and insurance, which is always a mess anyway (paychecks get forgotten, our health insurance cost seems fishy, etc.),

Health Insurance for Your Personal Brand – The 3 Cs

Executive Career Brand

Will Employment Gaps Hurt My Executive Job Search? Best Job Search Advice From Top Career Experts Executive Job Search: How Recruiters and Employers Find Candidates on LinkedIn Job Action Day: Create Opportunity In Your C-level Career Blogging and Twitter: How Tweet It Is!

“How does an offer of ‘equity’ from an employer work?”

Sklover Working Wisdom

This is one time I must start off by suggesting you consult with an employment attorney who is experienced in these matters. Private Equity firms invest “private equity,” meaning monies of very rich individuals and institutions, such as college endowments, pension funds and insurance company investments. I have written a newsletter on this subject entitled “Negotiating Employment with a Private Equity Firm – 7 Surprises to Expect.”

what employer behaviors should be deal-breakers for employees?

Ask A Manager

Some people won’t work for a company that doesn’t provide health insurance, while others suck it up and deal. A reader writes: I’m new to the working world. While some jobs have inherent drawbacks (long hours, high stress, etc.), what actions or requirements are generally unacceptable from management? In short, what are your “deal-breakers”? Different people have different deal-breakers.

“If my company is sold, can I collect unemployment insurance.

Sklover Working Wisdom

Blog » “If my company is sold, can I collect unemployment insurance benefits?” “If If my company is sold, can I collect unemployment insurance benefits?” Employment Info and Insight B. Inspiration, Encouragement, Motivation Building the Employment Relation E.

What Is the Meaning of HR Confidentiality?

Evil HR Lady

For instance, they handle health insurance (although, they aren’t subject to HIPAA regulations except in cases where companies are self-insured), the handle salaries, and they handle discipline. Want to know what confidentiality really means in HR?

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Insurance at Risk: Small Business Employees Risk Losing Coverage


Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. The Decline in Employer-Based Coverage. Instability in the Insurance Market and Gaps in Coverage.

Unemployment and How We Can Help


Unemployment Benefits Paid by Your Employer. The American public is often unaware that employers are responsible for covering much of the cost associated with unemployment through what is called unemployment insurance as well as the employment taxes they pay and are responsible for.

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