The Top 5 Small Business Health Insurance Options in 2019

Jobacle

Luckily, it’s still possible to find the right health insurance plans for employees as a small business. From traditional group insurance to self-funded insurance, there are still options for your business. Traditional Group Insurance. Self-Funded Insurance.

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Changing Careers and Health Insurance

Career Alley

Employer-Based Health Insurance Statistics. When employers offer their workers’ health insurance coverage, it not only raises the caliber of employees applying for open positions, it also ensures a healthy, more productive workforce. Questions to Ask Your Future Employer.

Do Your Employees Understand Their Health Insurance?

Evil HR Lady

Everyone knows that they need to take care of their health, but when it comes to truly understanding health insurance, how good are your employees? Only 19 percent of employers report that their employees have a “high level” of understanding of their benefits. Eighty percent of employers claim their employees don’t even read the benefits collateral. To keep reading, click here: Do Your Employees Understand Their Health Insurance?

Will You Have to Insure Employees’ Robot Children?

Workology

Experienced HR employers insurance robotsNo, that’s not a joke headline. A Spanish scientist, Dr. Sergio Santos, who builds sex robots as his side hustle plans to father children with his sex robot girlfriend. No, that’s not a. Workology is the art and science of work, HR and recruitment. Join the resource revolution.

Private Health Insurance for Every Woman

Ms. Career Girl

A lot of discussion has been held recently about the cost and availability of health insurance for workers. For US citizens, these plans are the ones you will find in the Health Insurance Marketplace as part of the roll-out of the Affordable Care Act. Who Needs Private Health Insurance?

Your Employer's Group Health Insurance: Did They Make A Wise Choice?

Jobacle

Getting quality heath insurance from your employer's benefit plans covers your health and gives you and your family a lot of piece of mind as far as your health is concerned. A group health insurance makes for an excellent idea for employers to lure in potential talent.

what’s the deal with life insurance?

Ask A Manager

But how exactly does life insurance work? I asked Paya Schlass from Haven Life Insurance Agency to answer the most common questions I hear about life insurance. Haven Life is a life insurance agency backed and wholly owned by MassMutual that was founded by a new dad who thought the process for purchasing life insurance should easier. They’ve modernized the process of buying term life insurance to make it simple and affordable.).

Updating Insurance Based on Life Milestones

Evil HR Lady

Accordingly, your employees may need help updating insurance coverage as they encounter new life milestones. If they’re getting married this year, will they want to add their spouse to your insurance plan? Or will they want to go on their spouse’s insurance? Many plans only allow individuals to add a spouse if the spouse has no insurance available through his or her employment, so double check if that’s part of your plan.

How Can Data Analytics Help Insurance Companies Perform Better?

Imarticus Learning

How can big data help insurance companies – a heavily regulated sector in India and everywhere else in the world – and make them perform better? How exactly can analytics help insurance companies serve their customers better? Use of Data Analytics in the Insurance Sector.

Telecommuters Get Lower Insurance Rates?

Telecommuting Journal

Home Archives About Contact Subscribe Telecommuting Journal Telecommuters Get Lower Insurance Rates? June 14, 2008 · 4 comments I just saw this today and am thinking now I’d better call my insurance agent to be sure I’m noted as a “pleasure&# driver on our car insurance policy… From the Consumer Federation of America (CFA): “Auto insurance rates are partially based on how much you drive and how you use your car,&# said J.

How To Save Money On Your Car Insurance?

Resume Help Blog

Don’t buy the absolute “cheapest” insurance you can find from a small company because it could come back to bite you. A few years ago we were insured by an insurance company that offered an extremely low rate. 2 of them were with Geico insurers.

How to Fight Unemployment Insurance Benefit Hearings

Workology

Our economy is strong, however, unemployment insurance remains a cost that employers and businesses should evaluate and understand in order to remain profitable and growing. The length a state offers unemployment insurance benefits varies. You are not currently employed.

Health Insurance for Your Personal Brand – The 3 Cs

Executive Career Brand

Will Employment Gaps Hurt My Executive Job Search? Best Job Search Advice From Top Career Experts Executive Job Search: How Recruiters and Employers Find Candidates on LinkedIn Job Action Day: Create Opportunity In Your C-level Career Blogging and Twitter: How Tweet It Is!

2009 134

How to Insure You Have a Job in the Future

Workology

He believes, as The Business Insider said: “Every great period of innovation has produced its share of labour-market doomsayers, but technological progress has never previously failed to generate new employment opportunities.” . Everyone has heard that robots are the workers of the future.

6 Skills Recent Graduates gain working in Insurance.

Corn on the Job

No matter what role you have within the insurance industry you will have to interact with other people. You will have to interact both in person and over the phone with customers looking for different types of insurance. Critical-thinking skills are crucial in the insurance industry.

Employment Benefits: Negotiating For Life Insurance As Part Of Your Salary

Career Realism

There are several solid reasons to include life insurance into your overall strategy for negotiating your salary package. Reasons to negotiate for life insurance coverage at your job: Life insurance is more than just a vehicle to gain a death benefit payout from.

do you need life insurance? quite possibly.

Ask A Manager

Also, life insurance. Yes, life insurance, because someday we are all going to kick the bucket, in many cases leaving behind financial dependents. Here’s the deal with life insurance: If you have people who currently depend on you, in whole or in part, for financial support, life insurance will help provide financial security to them. Or use this life insurance calculator to determine if you indeed need it. do you need life insurance?

interviewer had a photo of my house, charging smokers more for insurance, and more

Ask A Manager

That used to stand out as a little weird (and could make employers wonder if you were actually local or not ), but it’s increasingly common these days. Health insurance discounts for non-smokers. My employer has an “optional” program to take a blood test in exchange for a discount if you hit certain goals. An increasing number of companies are requiring smokers to pay more for health insurance or discounting the rates of non-smokers.

2019 62

“If my company is sold, can I collect unemployment insurance.

Sklover Working Wisdom

Blog » “If my company is sold, can I collect unemployment insurance benefits?” “If If my company is sold, can I collect unemployment insurance benefits?” Employment Info and Insight B. Inspiration, Encouragement, Motivation Building the Employment Relation E.

What You Need to Know About ACHA and Employer Coverage

Workology

HR aca acha benefits employer coverage health insuranceOn May the Republication healthcare bill passed its first hurdle in Congress and the ACHA is now on its way to the Senate. While the party was unable to fully repeal and replace, as so many of them. Workology is the art and science of work, HR and recruitment. Join the resource revolution.

2017 70

Insurance at Risk: Small Business Employees Risk Losing Coverage

HireCentrix

Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. The Decline in Employer-Based Coverage. Instability in the Insurance Market and Gaps in Coverage.

Life After COBRA

Workology

Under COBRA , our family had to pay 102% of the total cost of health insurance which includes the expense our family was responsible for as an employee plus what the company covers plus a two percent administrative fee.

COBRA 121

Health Insurance and Career Choice

Career Key

A major factor in making many career decisions is health care, such as obtaining or keeping health insurance. Like me, you have probably heard comments like these: “I would really like to start my own business, but I can’t afford to lose the health insurance I now get through my employer. I made a mistake going into accounting, but I’m afraid to go back to school to become a counselor because my wife can’t get health insurance where she works.” “I

2008 100

“Can my employer reduce benefits without any limit?”

Sklover Working Wisdom

Question: About ten days ago, without notice, my employer sent out an email to all employees telling us that, effective immediately, our health insurance will cost us more, our 401k contributions will be cut in half, and if we are laid off, our severance will be eliminated – entirely. Regarding employers and employees, and employment benefits, this is how it goes: 1. The law requires that employers provide their employers with only certain, limited benefits.

Using Best Marketing Practices to Activate your Employer Brand

The Undercover Recruiter

Most of us have to have health insurance to help cover the smallest of ailments to the most serious but who do you choose and where do you start? Today we are talking to a health tech company offering on-demand healthcare concierge for employers, health plans, and.

2019 112

boss asked someone to take her family off her health insurance, how to encourage someone you’re rejecting, and more

Ask A Manager

My boss begged my coworker to take her husband and baby off her health insurance. According to a coworker, he had asked (more like begged) her to take her husband and her baby off of the company’s insurance so that the budget wouldn’t be so screwed up. I assume he knew or figured that her husband could get his own insurance through his job, but it’s still incredibly obnoxious.). That’s not really the appropriate role for you to take as the employer. (It

2019 77

Sexual Harassment – What it Is and What it Isn’t

Ms. Career Girl

While it’s only one part of what the insurance industry covers under the heading of employment practices liability insurance ( EPLI ), we’ve all been sensitized to it. So it’s a good idea to discuss such coverage with your insurance agent.

2018 172

Justice Department Sues Nation's Largest Mortgage Insurance.

HireCentrix

Justice Department Sues Nation’s Largest Mortgage Insurance Provider for Discrimination Against Women on Paid Maternity Leave. WASHINGTON – The Justice Department announced today that it has sued the Mortgage Guaranty Insurance Corporation (MGIC), the nation’s largest mortgage insurance company, and two of its underwriters, Elgina Cunningham and Kelly Kane, for violating the Fair Housing Act by discriminating against women on paid maternity leave. Be our Friend.

you might need term life insurance (and here’s how to get it)

Ask A Manager

Life insurance can help provide some financial security when you’re gone. Some signs that you should be considering life insurance are: You’re married with shared financial obligations. People often assume that if they have life insurance through work, they’re covered and don’t need to think more about it. Many employers do offer some term life insurance coverage as part of your benefits, but generally, work-sponsored plans equate to only one to two times your base salary.

2018 54

Are You Committing Unemployment Insurance Fraud By Accident?

Career Realism

Unemployment Insurance Fraud takes place when an individual conceals or misrepresents some information to get or increase unemployment insurance payments. Types of UI: Failing to report your employment. This includes: cash jobs, commission, self-employment, 1099 or temporary. Using another individual’s identity (social security number andor name) to work and file for insurance payments. Helping some person to file a fraudulent insurance claim.

Employer Brand Tagline: Do You Need One?

Workology

Can an employer brand create a similar sense with just a simple tagline? Do employer taglines resonate? “Employer brand lines are essential,” says Susan LaMotte of exaqueo. Insuring your future. One for the consumer brand and one for the employer brand.

2014 171

update from the reader worried her employer was going to drop their health insurance

Ask A Manager

Remember the reader back in March who was worried that her employer was getting ready to drop their health insurance ? We still have the same insurance, and nothing has changed, other than I probably have a few more gray hairs from worrying about it. Even if she doesn’t pursue it, I personally feel much more comfortable now knowing that the exchanges exist as a Plan B if she did drop the company insurance or if my job was eliminated.

Before You Change Jobs, Do This!

Professional Resume Services

Before you actually look for new employment, make sure you understand the benefits you currently have, like health insurance, and how those will be affected. Health insurance is a complicated thing so you have to be aware of how a job change changes your status.

2014 197

my employer might drop our health insurance — what can I do?

Ask A Manager

A reader writes: Yesterday, I overheard a conversation between the owner of the company and our accountant where they discussed dropping the company’s health insurance plan. If it does happen, what is the best way to try to negotiate additional money so I can pay for my own insurance? Say something like this to her: “When I was in the room with you and Bob yesterday, I couldn’t help overhearing that we might drop our insurance plan altogether.

Amp Up Your Employment Brand Like Domino's.Or Maybe Not.

HR Capitalist

When it comes to attracting candidates to your employment brand, purpose matters. Watch the following video (email subscribers click through if you don't see the player below) and we'll break it down afterwords: Amp up your employment brand like Domino's.

2019 77

Two Cool Google Tools for Employer Branding

Workology

How are recruitment marketers to measure the impact of their employer brand efforts? Google Tools that’ll help your Employer Brand. That was right around the time that we developed and began executing our employer brand strategy.

2014 151

You’ve Got The Job! What’s Next?

Ms. Career Girl

Insurance. When you’re young and still have that youthful delusion of invincibility, insurance can seem like an unnecessary financial burden. What’s important to remember is the basic reason behind insurance. insuranceThe post You’ve Got The Job!

2017 197

What are the Basics a Company Should Have in Place When it Comes to Supporting Employee Mental Health Through Organisational Policies?

The Undercover Recruiter

Employer Employee Mental Health Equality Act insurance mental health policies UR panelSome companies have won awards for their employee mental health policies, others have just got the bare minimum in place to ensure they and their staff are covered, while shockingly some organizations haven’t even considered putting one in place. So what should an employee mental health policy include and why? Well luckily for you, we’ve. View Article.

2019 84

“To be eligible for COBRA coverage, must I be on my employer's.

Sklover Working Wisdom

Blog » “To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?” “To To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?” Employment Info and Insight B.

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Can I Say No to Health Insurance and Get a Raise Instead?

Evil HR Lady

Dear Evil HR Lady, I’m retired from the Navy and, therefore, covered by military health insurance. I’ve done a lot of good things for the company, and just based on the fact that I’m still employed, I know I’m appreciated. Can I Say No to Health Insurance and Get a Raise Instead When the economy took a dive I declined the company paid health coverage. In three years of not paying for this, the company is saving around $16,000.

“What is Joint Employer Liability?” Many Workers Have Two Employers, But Don’t Know It

Sklover Working Wisdom

He was registered with an employment agency that regularly placed him on coding projects with its customers– usually for three to six months at a time. The employment agency handled all of the details of his assignments, collected the fees from the customer, and then paid Thomas for the hours he worked. After his financial institution assignment was completed, Thomas asked his employment agency whether he was eligible for overtime pay for the extraordinary hours he had put in.

2015 109

my job offer was pulled after I said the insurance wouldn’t meet my needs

Ask A Manager

After a few email exchanges with HR about benefits, I realized their health insurance is one of the ones exploiting the ignorance of folks and claiming loopholes where there are none for my form of birth control. I responded to the HR person to thank them for all their help and let them know the insurance would not meet my needs. I was very confused, given that at no point did I say I didn’t want the job; I simply said the insurance did not meet my needs.

2015 65

Can I Say No to Health Insurance and Get a Raise Instead?

Evil HR Lady

Dear Evil HR Lady, I’m retired from the Navy and, therefore, covered by military health insurance. I’ve done a lot of good things for the company, and just based on the fact that I’m still employed, I know I’m appreciated. Can I Say No to Health Insurance and Get a Raise Instead When the economy took a dive I declined the company paid health coverage. In three years of not paying for this, the company is saving around $16,000.