Insurance Costs Too High? Here’s How To Lower Them

Ms. Career Girl

The average homeowner purchasing the most common type of insurance spends around $1,132 on premiums each year. Insurance companies take many different factors into consideration before setting rates for their customers. But you can control your insurance costs.

From Insurance to Data Science

Career Shifters

“For any new idea that came up, I'd always find a reason why I couldn't do it.”. Stuck in a thought loop that trashed all her ideas, Andrea Asamoah set out to change her mindset. Here, she shares the low-risk approach she used to narrow down her options, and how she’s now found work that fits

Changing Careers and Health Insurance

Career Alley

Employer-Based Health Insurance Statistics. When employers offer their workers’ health insurance coverage, it not only raises the caliber of employees applying for open positions, it also ensures a healthy, more productive workforce. Factors to Consider With Individual Health Insurance.

Five Things You Should Know About Auto Insurance

Ms. Career Girl

The post Five Things You Should Know About Auto Insurance appeared first on Ms. In most places, if you’re going to operate a motor vehicle, you are required to have auto insurance. Here’s a review of auto insurance basics to help you navigate your next insurance renewal.

Do Your Employees Understand Their Health Insurance?

Evil HR Lady

Everyone knows that they need to take care of their health, but when it comes to truly understanding health insurance, how good are your employees? To keep reading, click here: Do Your Employees Understand Their Health Insurance? The post Do Your Employees Understand Their Health Insurance? According to a recent study, not very. The International Foundation of Employee Benefit Plans found that: Approximately half of employees don’t understand employee benefit materials.

Employee Background and Your Health Insurance Plan

Evil HR Lady

Does employee background matter when you’re looking for a health insurance plan for your small business? Yes, this alphabet soup all refers to different types of health insurance plans that may be available to you and your employees. To keep reading, click here: Employee Background and Your Health Insurance Plan. The post Employee Background and Your Health Insurance Plan appeared first on Evil HR Lady.

Insurance for Newborns and Growing Families

Evil HR Lady

Even how employees use health insurance. Your organization can take steps to help new parents navigate insurance for newborns. To keep reading, click here: Insurance for Newborns and Growing Families. The post Insurance for Newborns and Growing Families appeared first on Evil HR Lady. Having a baby changes everything. No, really it does. Here are some considerations to keep in mind as employees recalibrate their health care plan. Maternity Care.

Updating Insurance Based on Life Milestones

Evil HR Lady

Accordingly, your employees may need help updating insurance coverage as they encounter new life milestones. If they’re getting married this year, will they want to add their spouse to your insurance plan? Or will they want to go on their spouse’s insurance? Many plans only allow individuals to add a spouse if the spouse has no insurance available through his or her employment, so double check if that’s part of your plan. Life changes mean different health care needs.

Six Questions to Ask Your Insurance and Benefits Broker


Your company’s insurance and benefits offerings are the second largest company employee expense outside of your employee payroll expense. At the center of this second largest company expense sits your insurance broker who has the ability to impact your organization at a very large scale.

Jobs in Math: Insurance and Actuary


The whole purpose of taking out an insurance policy is to prepare for the unexpected: from new drivers to new businesses, everyone needs a safety net in case something happens that they don’t have the resources to deal with alone. Choose Your Career insurance jobs jobs in math math job

Infographic: Some Interesting Facts About Travel Insurance

Ms. Career Girl

The post Infographic: Some Interesting Facts About Travel Insurance appeared first on Ms. Case in point: Travel Insurance. Here’s some information that’s easy to remember and can help you decide if holiday insurance is for you.

Will You Have to Insure Employees’ Robot Children?


Experienced HR employers insurance robotsNo, that’s not a joke headline. A Spanish scientist, Dr. Sergio Santos, who builds sex robots as his side hustle plans to father children with his sex robot girlfriend. No, that’s not a. Workology is the art and science of work, HR and recruitment. Join the resource revolution.

Quick Tips on Choosing Affordable Health Insurance

Ms. Career Girl

Perhaps the most important decision we make as a consumer is which health insurance to buy to protect our bodies and wallets from accidents and emergencies. However, choosing an affordable health insurer is easier than ever if you know where to look, and how to do it.

Résumé Help – Commercial Insurance Professional

Careers Done Write

Mark is experienced in a variety of key areas within the insurance industry. We hope you are enjoying our Résumé Help blog which appears every Monday on the Careers Done Write website. Today we are reviewing the résumé of an expert in the Property & Casualty space.

Buying Travel Insurance: The Three Basic Things to Check

Ms. Career Girl

While spontaneity sounds like the way to do it, Travel insurance is undeniably a handy thing to have. Travel insurance is a contract which has fine print that you should take time to read. Here are the three most basic coverage travel insurance inclusions you should check for: 1.

Is it a mistake to leave a consulting job for a job just to get health insurance?

Careers Done Write

My husband was laid off and we will be without health insurance when our COBRA coverage expires in 3 months. We can’t buy insurance for our family outside a group for a lower price and to match that price the benefits would be much lower. Ask Deb Health Insurance

Telecommuters Get Lower Insurance Rates?

Telecommuting Journal

Home Archives About Contact Subscribe Telecommuting Journal Telecommuters Get Lower Insurance Rates? June 14, 2008 · 4 comments I just saw this today and am thinking now I’d better call my insurance agent to be sure I’m noted as a “pleasure&# driver on our car insurance policy… From the Consumer Federation of America (CFA): “Auto insurance rates are partially based on how much you drive and how you use your car,&# said J.

Income Protection Insurance: Does it Cover Redundancy?


While many insurance providers in other countries such as the United States and United Kingdom offer redundancy cover as part of their income protection plans, most Australian insurers do not. What does income protection insurance cover?

Insurance Hopping is the New Black


Tags: Bloggging HR benefit reform benefits COBRA employee turnover healthcare benefits healthcare reform human resources insurance insurance hopping SHRM

Resume Help - Insurance Software - Business Analyst - Manager

Careers Done Write

Today’s résumé help will focus on a candidate in the insurance space with strong technical skills and business analysis expertise. We will call her June. June should be very marketable, but she has created a résumé that does not impress.

How to Fight Unemployment Insurance Benefit Hearings


Our economy is strong, however, unemployment insurance remains a cost that employers and businesses should evaluate and understand in order to remain profitable and growing. The length a state offers unemployment insurance benefits varies.

Plan for the best with an HBF Life Insurance Policy

Ms. Career Girl

Prepare for the worst while living the best with life insurance! Buy life insurance: don’t leave family with money worries. A life insurance policy is an important component of the family’s financial continuity plan.

How To Save Money On Your Car Insurance?

Resume Help Blog

Don’t buy the absolute “cheapest” insurance you can find from a small company because it could come back to bite you. A few years ago we were insured by an insurance company that offered an extremely low rate. 2 of them were with Geico insurers.

4 (No-Brainer) Reasons To Become An Independent Insurance Agent

Career Realism

4 (No-Brainer) Reasons To Become An Independent Insurance Agent. The insurance industry is losing lots of seasoned professionals due to retirement. As a result, the need for new insurance agents is climbing. Work It Daily. Did you know?

Bringing a Health Insurance Broker to Your Office: Is It Worth It?

Evil HR Lady

Being a health insurance broker is all about plans and numbers and sales calls, so you might not think about inviting your broker to explain benefits to your employees. Understanding what insurance you need and how your insurance works can cut down the amount of time you have to take away from work to handle health care. Bringing in a health insurance broker can help you help your employees. The post Bringing a Health Insurance Broker to Your Office: Is It Worth It?

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Your Employer's Group Health Insurance: Did They Make A Wise Choice?


Getting quality heath insurance from your employer's benefit plans covers your health and gives you and your family a lot of piece of mind as far as your health is concerned. A group health insurance makes for an excellent idea for employers to lure in potential talent.

Types of Dental Insurance: Choosing the Best Plan for Your Business

Evil HR Lady

That’s why choosing the right type of dental insurance for your workforce is so important. The American Dental Association breaks out the types of dental insurance plans into two main types: fee-for-service plans and managed care plans. With a fee-for-service plan, when your employee sees a dentist, his insurance plan will reimburse him for all or a portion of the cost of the treatment.

2017 107

6 Skills Recent Graduates gain working in Insurance.

Corn on the Job

No matter what role you have within the insurance industry you will have to interact with other people. You will have to interact both in person and over the phone with customers looking for different types of insurance. Critical-thinking skills are crucial in the insurance industry.

Ep 71 – Importance of Compliance with Employers Insurance Benefits


Episode 71: Navigating the Changing World of Employers Insurance Benefits, Programs and Brokers. Company insurance and benefit brokers often get a bad rap. Episode 71: Navigating the Changing World of Employers Insurance Benefits, Programs and Brokers Company insurance and benefit brokers often get a bad rap. Podcast aca reporting affordable care act employers insurance podcast workology workology podcast

How does Life insurance in Australia compare to your coverage?

Ms. Career Girl

Prepare for the worst while living the best with life insurance! Buy life insurance: don’t leave family with money worries. A life insurance policy is an important component of the family’s financial continuity plan.

Health Insurance for Your Personal Brand – The 3 Cs

Executive Career Brand

Meg Guiseppi, C-level Executive Job Search Coach — Resume, Biography, Branding, Online Identity & ROI Value Communications Blog Home Intro Personal Branding 360 Reach Personal Brand Assessment Why hire a Reach Certified Personal Branding Strategist?

2009 138

Aging Parents – The Truth You Need To Know

Ms. Career Girl

Life Insurance. Life insurance, like most insurance, is one of those things we love to hate. Insurance in general is designed to protect against large losses that would be detrimental or even catastrophic. With auto insurance, it’s an if.

2018 194

What Does My Resume Need to Sell Car Insurance?

Resume Bear

Wondering about how to go about becoming a car insurance agent? Well if you have wanted to be a car insurance agent, here are some frequently asked questions on becoming one. Definition of a Car Insurance Agent. A car insurance agent underwrites the policies that protect your car in the event of damage, accidents, theft, or vandalism. The ability to sell and great customer service are the two skills that every auto insurance agent needs to have.

How to Insure You Have a Job in the Future


Everyone has heard that robots are the workers of the future. I have written about it several times. Many people fear the loss of their livelihoods and the prospect they may never work again. Some people see this as ‘doom and gloom” and project a dystopian future.

How to Avoid Being Ripped Off on Car Insurance

Ms. Career Girl

I decided to include this post in our line up because car insurance is one of those little details that is part of this whole “growing up&# thing. Buying a car is a major first step in a young adult’s life, but buying the insurance for the car can be nothing less than monumental.

Health Insurance and Career Choice

Career Key

A major factor in making many career decisions is health care, such as obtaining or keeping health insurance. Like me, you have probably heard comments like these: “I would really like to start my own business, but I can’t afford to lose the health insurance I now get through my employer. I made a mistake going into accounting, but I’m afraid to go back to school to become a counselor because my wife can’t get health insurance where she works.” “I

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Who Does What In the Insurance Industry

The Undercover Recruiter

Insurance is a very complicated and highly regulated industry with many different roles and opportunities for those working within it. Here we look at just some of the different roles you can expect to find within the insurance industry and what sort of tasks they may involve.

my boss discourages us from using our health insurance

Ask A Manager

Recently, our CEO has started using our weekly company-wide meetings to direct people how and how not to use our company’s health insurance policy. His argument is that we are lucky because individual premiums are low and therefore employees shouldn’t be utilizing insurance in a frivolous ways that will drive up cost. A reader writes: I work for a small tech startup in a large city. We have about 80 employees in the United States who are all fairly young and healthy.

do you need life insurance? quite possibly.

Ask A Manager

Also, life insurance. Yes, life insurance, because someday we are all going to kick the bucket, in many cases leaving behind financial dependents. Here’s the deal with life insurance: If you have people who currently depend on you, in whole or in part, for financial support, life insurance will help provide financial security to them. Or use this life insurance calculator to determine if you indeed need it. do you need life insurance?

Sexual Harassment – What it Is and What it Isn’t

Ms. Career Girl

While it’s only one part of what the insurance industry covers under the heading of employment practices liability insurance ( EPLI ), we’ve all been sensitized to it. So it’s a good idea to discuss such coverage with your insurance agent.

2018 163

“If my company is sold, can I collect unemployment insurance.

Sklover Working Wisdom

Blog » “If my company is sold, can I collect unemployment insurance benefits?” “If If my company is sold, can I collect unemployment insurance benefits?” Published on October 6th, 2010 by Alan L Sklover Question: The company I work for is being sold to another company.

you might need term life insurance (and here’s how to get it)

Ask A Manager

Life insurance can help provide some financial security when you’re gone. Some signs that you should be considering life insurance are: You’re married with shared financial obligations. People often assume that if they have life insurance through work, they’re covered and don’t need to think more about it. Many employers do offer some term life insurance coverage as part of your benefits, but generally, work-sponsored plans equate to only one to two times your base salary.

2018 45

Life After COBRA


Under COBRA , our family had to pay 102% of the total cost of health insurance which includes the expense our family was responsible for as an employee plus what the company covers plus a two percent administrative fee.