Six Questions to Ask Your Insurance and Benefits Broker


Your company’s insurance and benefits offerings are the second largest company employee expense outside of your employee payroll expense. Your insurance programs, total rewards and work perks directly impact the following: Employee turnover and retention numbers.

THE HR FAMOUS PODCAST: e12 - Getting Paid to Not Work

HR Capitalist

In episode 12 of The HR Famous Podcast , long-time HR leaders (and friends) Jessica Lee, Tim Sackett and Kris Dunn come together to talk quarantine watching habits, unemployment insurance coverage and the Payroll Protection Plan.

2020 68

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4 Tips for Navigating Workers’ Comp in Your Business

Evil HR Lady

According to GTM Payroll Service’s list of Workers’ Compensation Requirements, it’s mandatory for your company to have workers’ compensation insurance in most states. Even if coverage isn’t mandatory for your business, it’s still wise to have the insurance. If an employee is injured — even if it’s a small injury — your company will be responsible and you will want insurance to cover it. Workers’ comp covers your employees should they get injured while on the job.

2018 135

Entrepreneurs: Looking to Hire? Avoid These 3 Hiring Mistakes

Ms. Career Girl

It’s important to be realistic about your cash flow and work needs before adding someone to the payroll. Remember that hiring new staff comes with paying the necessary taxes and insurance, in addition to a salary.

2020 260

Disaster Preparedness – Is Your Business Ready?

Ms. Career Girl

The Small Business and Entrepreneurship Council reports that businesses with woman as majority or joint owners created $453 Billion in payroll and $2 Trillion in sales. Insurance. Know what your insurance policy covers, and how to reach your insurance provider in a disaster.

2019 160

my employees don’t want to return to work because they’re making more from unemployment

Ask A Manager

This doesn’t work for us, considering the repayment qualifications of the loan (we have to use most of it on payroll and maintain a certain number of staff). I need to use the PPP loan on payroll, and I need to use it now.

2020 114

Is Your Small Business Breaking Labor Laws? 5 Mistakes to Avoid


Some small business owners think it’ll be easier and cheaper to classify their employees as independent contractors, so they don’t have to pay payroll taxes or cover benefits like disability and paid leave. Making Payroll Mistakes.

2019 141

Mistakes Not to Make When Starting a Business

Career Alley

Are you paying the proper payroll taxes? Do you have all the necessary insurances, including workers compensation insurance? Businesses that don’t succeed can’t tell us what went wrong. Their phone is disconnected and there’s no one to get in touch with.

2014 293

Why You Should Consider Outsourcing Within Your Business

Ms. Career Girl

But what about more essential functions like HR and payroll? Taxes, benefits, workman’s compensation insurance, and perks like gym memberships or other items all factor in to the actual cost of hiring employees.

2018 167

Keep Your Business Safe During a Natural Disaster

Water Cooler Wisdom

Working capital  is the difference between a company's current assets like cash,  unpaid bills and inventories of raw materials and finished goods, and its current liabilities such as payroll and taxes. Take a second look at your insurance. Now is the time to review your insurance policies and assess how well (or not) you'd be covered in a natural disaster.  If it seems like natural disasters are increasing, it's not your imagination.

2019 40

What Working Women Should Know About Disability Benefits

Ms. Career Girl

Should this happen and they be at least temporarily unable to work, women can find financial and healthcare support through Social Security Disability Insurance (SSDI), a federal benefit through which approved applicants can receive income during their recovery.

Are you over-clouded? #HRTechConf


HR has seen it’s own share of cloud-migrations: payroll, performance management, compensation analysis, and recruiting can now all live in the cloud, available 24/7 and often running with little to no real human interaction. Aren’t sure where to send employees with insurance questions.

2014 130

can I put running my household on my resume?

Ask A Manager

On the fiscal side, I create a detailed annual budget, send out monthly income/spending/asset reports, pay bills and payroll (each household member has a personal bank account separate from the household accounts and gets a weekly allowance), and approve large expenses.

2020 100

How the Paycheck Protection Plan Can Help Save Your Business

Evil HR Lady

This allows you to borrow based on your payroll, rent, and utility needs. Payroll costs definition. They have no qualms at saying the Payroll Protection Plan includes “sole-proprietors, independent contractors, and other self-employed individuals.”

2020 230

Gimme Some of That Workday Thing: Zenefits Lands $66.5 million led by Andreessen Horowitz.

HR Capitalist

More on Zenefits: "Zenefits has created a cloud-based software platform that companies can use to automate the processes associated with hiring new employees, processes that more often than not are still done with paper forms: Benefits, tax forms, payrolls. “We

2014 83

Looking For Job in 2017? Find Companies With These Hot Employee Perks

Ms. Career Girl

Whether you’re in a rut with your current job or just starting out, look for companies that offer a few perks in addition to a great salary and traditional benefits such as health insurance, dental care and a 401(k) match. The post Looking For Job in 2017?

2017 183

The HR Famous Podcast: E11- The Future is $99/Month HR Managers (and thy stripper name shall be.)

HR Capitalist

These are life insurance sales people disguised as HR relationship / account managers. They start with offering a baseline of HR services targeting SMBs that maybe just to start have an HR coordinator who can also do payroll. It turns out you have to manage 200 clients at a time in addition to the upsell work they do on the life insurance and training services the company also offers.

2020 52

Rebuilding Your Career After Being Fired or Laid Off

Ms. Career Girl

The ramifications of job loss are staggering for all workers, entry level through senior level, but particularly for mid-career workers who have serious family and financial obligations like a home mortgage, car payments, insurance, healthcare, child care, and tuition bills for the kids.

2018 176

How to Be an Effective Manager When Your Employees Are Your Family Members

Ms. Career Girl

Borrowing the company car unnecessarily, for example, puts more miles on the speedometer, increases wear and tear, and becomes an insurance issue in the event of an accident. A family business is a sweet idea but can turn relationships sour with wrong management.

2014 285

even if they return to work, will furloughed workers ever feel secure again?

Ask A Manager

A reader writes: My company was fortunate enough to get a payroll protection loan last week, so all of our furloughed people were able to come back yesterday and, I believe, most salary reductions were reduced though not quite back to normal.

2020 66

Understanding Domestic Partner Benefits


companies offered domestic partner insurance coverage. The majority of employers who offer health insurance coverage to employees contribute at least half of the insurance coverage’s cost. For employers, this also raises their payroll taxes. In 2012, 50 percent of U.S.

the end of open offices, I keep missing meetings, and more

Ask A Manager

However, as the stay at home orders extend to many months, would it be morally acceptable to look into options like furloughing her so she can apply for unemployment while staying on our payroll for her health benefits? It’s five answers to five questions. Here we go….

2020 73

5 Questions: Should Amazon Employees Take the Company Offer (10K, 3 Months Pay) to Quit?

HR Capitalist

You’re going to burn the f###ing trucks by month six, end up in jail for arson, insurance fraud and divorced. Unless you passed my 5-question quiz with flying colors, stay on the Amazon payroll. I’ll give you $10,000 and 3 months of pay if you quit today and do something else. .

2019 84

Deductions and Unsolicited Advice

Evil HR Lady

I AM IN CHARGE OF PAYROLL AT AN OILFIELD COMPANY, WHEN I GET ALL MY INFO READY, THE CHECKS ARE REMOTED TO MY PRINTER. OFFICE TAKES OUT THEIR CHILD SUPPORT, HEALTH INSURANCE,ANY REGULAR DEDUCTIONS, I KNOW TAXES COME OUT, BUT ALL DEDUCTIONS??!! But, this question offered me a chance to use a whole new disclaimer: I am not in payroll. I have never been in payroll. Pick up the phone and call your corporate payroll department. So, call payroll and ask them

2008 100

A Future Focus: A Generation of Entrepreneurs


Companies are moving to keep the number of employees on their payroll as low as possible. It is easier for the IRS to get their tax money from companies as opposed to workers, with employers currently paying half of the taxes insuring the government gets some money.

How Could Blockchain Disrupt The ‘Big Data’ Industry And Its Analytics?

Imarticus Learning

Hiring, Logistics, Payroll, Marketing, and Supply-chain Processes:  Switching to blockchains makes organizational processes verifiable and almost error-free and requires no intermediaries. Sports, insurance, and healthcare: These sectors will switch to blockchains to provide solutions to reducing confidential record-keeping hassles and using the instantaneous accuracy and immutability of the records of medical histories as a plus point.

2019 43

Why Hiring You Should Be Like Finding Money By Guest Blogger Kevin.

Resume Help Blog

Home Our Partners About Us Resume Writers Resume Help – Lesson #1 Resume Help – Lesson #2 Resume Help Blog Stand Out From The Crowd In Today's Job Market MBA Online Recent Posts Putting the Employer First Advice for New Graduates to Compete Successfully How To Save Money On Your Car Insurance The Anatomy of a Hostile Government Takeover – Obamacare at six months.

2009 100

think you want to work for yourself? here’s what you should consider.

Ask A Manager

And payroll taxes will not be deducted from your paychecks, which means that you need to be disciplined about setting aside cash regularly and making the quarterly payments the IRS requires. You’ll need to purchase your own health insurance. You should think about other forms of insurance too, like life insurance. Since you won’t be getting any amount of life insurance through an employer, you may need to purchase a policy on your own.

1099 44

“Seven factors decide whether a business owner can collect unemployment benefits.”

Sklover Working Wisdom

Well, they have gotten together, and teamed up against me, and now they have stopped my pay and cancelled my health insurance. You also get a “large-picture” understanding of unemployment benefits and the process it takes to get them by viewing our Free YouTube Video entitled “ Unemployment Insurance Benefits – The 12 Basics You Need to Know.” Question: Sir: I am going through a hostile takeover of my business in which I own 47%.

becoming a receptionist against my will, baking for one employee but not the other, and more

Ask A Manager

There are no benefits or retirement matching (we pay for retirement out of pocket and use my insurance). You can find out for sure by running all these numbers yourself — the payroll taxes he currently covers, the cost of X weeks paid time off, etc.).

2020 70

2013 Holiday Season Pay Practices

Resume Bear

Also listed below are the rules for bonuses and gift cards related to the Fair Labor Standards Act (FLSA), payroll taxes and withholding. Prince practiced law for several years in the insurance industry and served as president of a retail sales business.

2013 160

“What if the accommodation provided for my disability is not enough?”

Sklover Working Wisdom

Nor are they required to keep them on the payroll. If due to a disability, and after given an accommodation, you cannot perform your job duties, you may be eligible to receive long-term disability payments from either (a) a publicly-available disability program, provided by the government, or (b) a private disability insurance policy. Some are provided by private insurance policies funded by employers.

2011 126

Amazing Benefits Administration for Small Business HR Teams Goes High Tech


There are no recruiters, generalists, or payroll specialists to manage employee questions. Employees can quickly access information about their medical, dental, and vision insurance (seen to the right), as well as company documents like employee handbooks and PTO policies.

Career Advice For Surviving Automation In The Workplace

Career Realism

According to a 2018 Visual Capitalist article , the professions most at risk for being taken over by automation are telemarketer, tax preparer, insurance underwriter, bookkeeping clerk, legal secretary, payroll clerk and real estate broker, just to name a few.

2019 76

Put a Ring on it. 2012 Employment & Jobs Outlook.


As the economy slowed in the beginning of this recession, companies buckled down and made payroll cuts laying off millions of workers freeing up much needed cash flow to account for the decreases in sales and revenue. Job Seekers to Employers: Put a Ring on it.

2012 125

Virginia & Maryland Tech Sales | TML (A Xerox Company)

Career Realism

Car allowance for Sales Reps, mileage reimbursement or company vehicle lease (including gas, insurance, and detailing) via payroll deduction for Service Techs. Group life, AD&D, and LTD insurance at no cost.

10 Jobs That Didn't Exist 10 Years Ago - BLOG - Career.


Elder-Care Services Coordinator: An aging population and increasing interest in at-home or like-home care are factors in the growth of the elder-care services coordinator role, both at residential facilities and with insurance companies and health care organizations.

2011 218

“New Job, First Week – Seven Questions You Should Always Ask”

Sklover Working Wisdom

When do each of my Employee Benefits commence?” – Whether it is (a) coverage for medical, dental, disability or life insurance, (b) eligibility for 401k, profit sharing, tuition assistance or savings plans, or (c) accrual of vacation, commissions or PTO, it is important that you don’t err regarding the date each commences. “Give thanks for unknown blessings already on their way.” . Native American Saying.

2013 143

Tulsa & Oklahoma City Tech Sales | OneSource (A Xerox Company)

Career Realism

Car allowance for Sales Reps, mileage reimbursement or company vehicle lease (including gas, insurance, and detailing) via payroll deduction for Service Techs. Group life, AD&D, and LTD insurance at no cost.

The Frightening Fact New Grads Should Know Before Entering The Workforce

Career Realism

No health insurance, no sick days, no vacation, no paid time off, nothing. Contract jobs rose in popularity in the last 15 years when employers realized they could save a substantial amount of money on payroll, employment taxes, and benefits by hiring contractors.

2014 108

How to Find a Job 65% Faster

Resume Help Blog

Home Our Partners About Us Resume Writers Resume Help – Lesson #1 Resume Help – Lesson #2 Resume Help Blog Stand Out From The Crowd In Today's Job Market MBA Online Recent Posts Putting the Employer First Advice for New Graduates to Compete Successfully How To Save Money On Your Car Insurance The Anatomy of a Hostile Government Takeover – Obamacare at six months.

2009 100

what are the bare minimum benefits an employer needs to provide?

Ask A Manager

I get it, I really do, but I’m of the mind that there should be a basic benefits package factored into total compensation … not just an hourly rate and payroll taxes. beyond the salary: paid federal holidays (10), paid vacation (absolute minimum of two weeks, although better employers offer more), paid sick time, and at least some contribution to health insurance. A reader writes: I have a question regarding employee benefits.

2018 66

Hi-Tech Companies Are Poaching Your Talent with Amazing Perks


TrackVia offers perks like unlimited vacation and 100% paid health, dental and vision insurance plans, as well as free access to public transport for those employees who commute via train, shuttle or bus.

Talent 126