Navigating Workers Compensation Claims After an Injury

Ms. Career Girl

The post Navigating Workers Compensation Claims After an Injury appeared first on Ms. While you should do what you can to avoid injury, it would be in your best interest to know about the workers compensation process before the injury occurs. The sooner you file, the sooner you will receive your workers compensation benefits. File the Workers Compensation Claim. In South Carolina that organization is the WorkersCompensation Commission.

Top 5 Workers Compensation Claims


cases per 100 full-time workers. For this reason, companies are required to carry workerscompensation insurance. Workers Compensation Insurance 101. For those who are unfamiliar, workerscompensation laws are set in place to make sure an employee injured at work will receive compensation to replace lost wages and medical expenses.


Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Workers Compensation Bureau and Resources by State


Workers Compensation Definition. Workers compensation is defined as a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence. The Division also administers the rules and regulations for individual self-insurers and group self-insurers.

6 Skills Recent Graduates gain working in Insurance.

Corn on the Job

No matter what role you have within the insurance industry you will have to interact with other people. You will have to interact both in person and over the phone with customers looking for different types of insurance. Working in insurance you may be responding to a client about their child’s health insurance or about their small businesses workers compensation insurance policy. Critical-thinking skills are crucial in the insurance industry.

Are You Committing Unemployment Insurance Fraud By Accident?

Career Realism

Unemployment Insurance Fraud takes place when an individual conceals or misrepresents some information to get or increase unemployment insurance payments. Using another individual’s identity (social security number andor name) to work and file for insurance payments. Not reporting other types of reimbursement (for example, WorkersCompensation payments). Helping some person to file a fraudulent insurance claim.

4 Tips for Navigating Workers’ Comp in Your Business

Evil HR Lady

Workers’ comp covers your employees should they get injured while on the job. According to GTM Payroll Service’s list of WorkersCompensation Requirements, it’s mandatory for your company to have workerscompensation insurance in most states. Even if coverage isn’t mandatory for your business, it’s still wise to have the insurance. The post 4 Tips for Navigating Workers’ Comp in Your Business appeared first on Evil HR Lady

2018 143

“Can my employer reduce benefits without any limit?”

Sklover Working Wisdom

Question: About ten days ago, without notice, my employer sent out an email to all employees telling us that, effective immediately, our health insurance will cost us more, our 401k contributions will be cut in half, and if we are laid off, our severance will be eliminated – entirely. To attract and retain workers, employers had to compete with each other by offering such things as “side benefits.”.

4 Essential Steps To Take When An Injury Happens In The Workplace


million workers succumb to work-related injuries each year, according to the International Labour Organization. However dire the situation, it is also advisable to contact your insured medical provider for steps on how to manage the situation. An estimated 2.3

2020 164

Workplace Injury? What to Do If You’re Hurt at Work

Ms. Career Girl

If you’re hurt at work, you’re probably entitled to workerscompensation benefits. Workerscompensation is insurance provided by your employer to cover any work-related injuries. Workerscompensation laws vary by state, but here are eight general things you should do if you ever find yourself involved in a work-related accident: When Hurt at Work Report Your Injury Immediately. The post Workplace Injury?

2016 133

What You’re Entitled To After Being Hurt On The Job

Career Realism

Simply put, workerscompensation is a type of legally mandated insurance that covers employees who are hurt on the job. Due to the scale of workerscompensation programs, the impact on public health organizations is high. In some states, small companies or companies in certain industries may be exempt from the workerscompensation requirements. As a public health matter, workerscompensation raises interesting concerns.

How to Bounce Back from Stress at Work

Ms. Career Girl

There are a lot of variables in terms of work injuries due to differing company policies, insurance types, workers compensation, and the nature of different injuries, but any of them can be stressful. You can also look into your state’s laws on workplace injuries and whether or not you qualify for workerscompensation. When work is stressing you out, you can feel it right when you wake up.

2019 186

Don’t Leave Yet: Three Key Areas To Establish In Your New Business Before You Hand In Your Notice


If you will be employing staff, you’ll need to ensure that you have workers compensation insurance in place.

2020 172

“After severance, can I sue my employer for workplace stress?”

Sklover Working Wisdom

Two years of severance seems to hardly be fair compensation for what has happened. However, you may very well have a right to file a claim for “WorkersCompensation” benefits. That’s because most states have set up a separate system for those who are injured “on the job,” which is called “WorkersCompensation.” Question: I was employed for five years as a Vice President at a company in Illinois.

2011 109

Does your Small Business need help cutting costs?

Corn on the Job

How an effective return-to-work program can impact employee morale and cut workerscompensation costs? Whether these costs are due to the because of the employee health insurance costs due to the affordable care act or the rising cost of commercial insurance , business owner are now forced to be wiser than ever about cutting costs. One way to help employee morale; that many business owners do not anticipate, is a successful return-to-work program for injured workers.

2016 71

Key Benefits To Keep In Mind When Looking For Work Out Of State

Corn on the Job

Requirements For Paid Employee Sick Leave And Insurance Cover. When it comes to employee insurance, employers in most states are required to provide healthcare, disability and workers compensation coverage. This includes seasonal, part-time and full-time workers.

2020 74

Mistakes Not to Make When Starting a Business

Career Alley

Do you have all the necessary insurances, including workers compensation insurance? Businesses that don’t succeed can’t tell us what went wrong. Their phone is disconnected and there’s no one to get in touch with. What we know is what businesses that succeed have in common. That is why you’re starting this business, after all … to succeed. Don’t Try to Get Rich Quick.

2014 221

“I fear workplace violence; what should I do?”

Sklover Working Wisdom

Question : I’ve been a victim of a physical altercation with a co-worker. If you have been financially “injured” – due to medical expense, or lost income due to being out of work – you may be able to collect “Workers Compensation” benefits, provided you have filed a Workers Compensation claim. In the early twentieth century, as we evolved full-gear into an industrial society, many workers suffered injuries on the job due to industrial accidents.

2012 109

“Due to anxiety attacks, I am on FMLA leave; will I be fired when I return?”

Sklover Working Wisdom

If you believe that your anxiety attacks may be caused by something or someone at work, you may qualify for Workers Compensation that could be lost if you simply resign. In most states, employees do not have to pay the legal fees of their Workers Compensation attorneys; the local Workers Compensation Insurance Board pays those for the employee. Question: Two weeks ago, I had an anxiety attack at work – my third one.

2013 116

Is Your Small Business Breaking Labor Laws? 5 Mistakes to Avoid


But that doesn’t mean your workers aren’t entitled to breaks under the laws of your state. If you’re requiring your employees to work at a specific location during specific hours, they must be classified as employees and offered all of the protections they’re entitled to under the law, such as workers compensation and unemployment insurance. You’re a small business owner, not an employment attorney.

2019 109

Hindsight Is 20/20: Living Your Culture In The Next Normal

Career Realism

With the exception of "essential workers" in the food (grocer), safety, and health sectors, business has shut down. 5) Significant concerns arise for Workers Compensation insurance.

2020 70

Self-Help Action Plan 1: “Totally Frazzled from Work? Here’s What You Can Do”

Sklover Working Wisdom

Thus, you may be contacted by an Insurance Company representative or outsourced service that administers your employer’s FMLA. Clarify with HR or the Insurance Company what (a) sick time, vacation time, etc. During Your FMLA Leave of Absence – SEEK WORKERS COMPENSATION? If this seems a potential step for you, before communicating with HR on this, first consult an experienced Workers Compensation attorney licensed in your locale.

2015 100

Creating a Company “Bible” Can Save Time and Attorney’s Fees


It insured consistency from episode to episode, made provided background for outside writers, and all but eliminated the writers’ questions to the staff and creative team. It is a compendium of information about your company that: Lays a foundation for legal advice from your attorney; Insures consistency in information about your company from case to case; Preserves your corporate culture and integrity through the stress and urgency of legal disputes; and.

2013 106

Single Disengaged Worker Costs Company $4,621 in Lost Revenue in 2014


I could tell you that Gallup reports in their 2013 State of the Workplace report that unproductive and engaged workers are costing United States businesses $550 billion a year. Unemployment Insurance. Workers Compensation Insurance & Claims. Looking to engage your workforce? Check out RevolutionHR’s Indiegogo Campaign called MaximusLife and help change employee productivity in YOUR workplace. .

2014 106

What the Heck is FMLA Leave?!


During their leave, their job is protected and they are able to continue any health insurance they have through their employer. Workers Compensation – this is a paid leave granted to people who were injured while executing their job duties. The Family Medical Leave Act (FMLA) allows employees (who themselves qualify and whose employers are eligible) to take unpaid leave due to necessary medical or family related reasons.

2015 100

“Does an independent contractor have a duty of loyalty?”

Sklover Working Wisdom

So, a client of an independent contractor is not required by law to provide that independent contractor with the things it has to, by law, provide its employees, including (a) a safe workplace; (b) overtime; (c) unemployment insurance; (d) workerscompensation; or (e) social security contributions. Question : If an independent contractor is a subcontractor to a business, can the independent contractor bid against that business on a totally unrelated project?

Exempt vs. Non-Exempt Time Off Requests

The Corporate Con/noisseur

If they request 4-hours off, their weeks wages would decrease to 36-hours, resulting in a total compensation of $396. The employer is not required to pay any portion of the employee’s salary for full-day absences for which the employee receives compensation under the plan, policy or practice.

2020 52

How to Start Your Own Construction Business

Corn on the Job

Become Licensed, Bonded, and Insured. Not only that, but getting licensed, bonded, and insured is also going to protect your clients as well, and they’ll feel confident in your ability to cover any unfortunate mishaps that could potentially happen if something were to go wrong during a construction project. Insurance is also vital to your success in the construction business. As you already know, the construction business is seriously on the rise once again.

Understanding Comprehensive Benefits Before Taking A Job

Career Realism

What looks like a high-paying job might not be so stellar, especially if competitors offer stock options, employee discounts, education credits, a 401K, vacation, and detailed health insurance plans. Insurance Benefits. When people consider insurance benefits, they often think about physician appointments, dental work, eyewear coverage, and prescription coverage. However, there are multiple facets to insurance plans that we only consider in very specific situations.

Graduate to Moving Faster on Your Job Hunt

Resume Bear

As lots of college grads hit the job market in the coming months, keep in mind that many of them will seek work or start work with skills that older workers may not possess, especially in the areas of technology, social media, etc. As someone that was out of full-time work for nearly a year and a half not too far back, I know how difficult the job hunt can be.

2012 193

HireCentrix Forum :: Topic: Employers and Workers Comp: The Real.


Employers and Workers Comp: The Real Staffing Scam. TOPIC: Employers and Workers Comp: The Real Staffing Scam. Employers and Workers Comp: The Real Staffing Scam. When we think about workerscompensation insurance fraud, we think about the man blinded in a work accident who gets caught driving a golf cart, or the woman who limps into court wearing a neck brace and then skips back to her full-time job as a yoga instructor. Be our Friend.

2012 40

Independent Contractor or Employee? The Basics

Sklover Working Wisdom

The most common scenario seen by employment lawyers and Courts is for employers to try to characterize true employees as independent contractors in order to save money on such things as (a) employee benefits, such as vacation, sick days and health insurance; and (b) legally required payments, such as unemployment, Social Security contributions, and workerscompensation coverage. .

With Big Data Comes Big Responsibility: Protect Data on Your HRIS #BigDataHR


For instance, HRIS automates the company’s employee benefits and enrollment programs, vacation, sick leave, PTO and other forms of leave taking, mandatory state and federal filings (like the EEO1 reports, OSHA or workerscompensation forms), applicant tracking, and employee training, evaluation and even discipline and termination information. Employers amass big data on their employees.

2014 102

“What is Joint Employer Liability?” Many Workers Have Two Employers, But Don’t Know It

Sklover Working Wisdom

LESSON TO LEARN : If you are a “contract,” temporary, “contingent,” seasonal, “leased,” “outsource,” or “independent” worker, in the eyes of the law you may well be an employee and, what may seem odd to some people, of two companies. But, somehow, they do not get unemployment insurance, Social Security benefits, or protected leaves of absence that all employees are entitled to under the federal Family Medical Leave Act. The degree to which the company supervised the worker; and.

2015 109

Critical Tools To Start Your New Business

Corn on the Job

Safety is the first priority in the construction business , and you need to prepare carefully to protect your workers from injury and the customer’s property from damage. Consider investing in these items: Protective gear : Your workers should be outfitted so that they’re protected from injury on the job. Workerscompensation insurance : Every state requires a business to carry worker’s compensation insurance coverage, which compensates workers who are injured on the job.

2018 48

“Can an employee rescind a resignation?”

Sklover Working Wisdom

Examples of these are (i) minimum wages, (ii) required workers compensation insurance, and (iii) mandatory overtime for most people.). Question: I have resigned my position to move to another state. A few days ago, I found out that I have cancer. My current employer’s health benefits are much better than the health benefits offered by the employer who has hired me where I am moving to.

2014 116

2013 Holiday Season Pay Practices

Resume Bear

Prince has several years of experience as an attorney and writer in the field of human resources and has published numerous articles on a variety of human resources and employment topics, including compensation, benefits, workerscompensation, discrimination, work/life issues, termination, and military leave. Prince practiced law for several years in the insurance industry and served as president of a retail sales business.

2013 123

New Must-See Video: What Are You Looking For?

Tim's Strategy

Bob is Director of Marketing at Corelogic Spatial Solutions, a company that sells property-level risk (flood surge, wind, hail, sinkhole, etc) data to insurance service companies. Kate Bloom – Kate has an MBA and 15+ years of healthcare experience in workerscompensation, return-to-work and managed care. Job seekers struggle to answer a very basic question. Sometimes they don’t know the answer. Sometimes they answer with way too much information.

2011 84

Seven Short Q & A’s on Sunday

Sklover Working Wisdom

When resigning should I say where I am going to my co-workers? Question 7: Can a Workers Comp insurance carrier demand that, as part of a settlement of a Workers Comp case, that I give my employer a Resignation Letter, and can they dictate that my Resignation Letter does not use the word “involuntary” in it? May I suggest you contact the Referral Service of your county’s Bar Association, and try to find a Workers Comp attorney who will give you a free consultation.

2011 116

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 1 of 2)”

Sklover Working Wisdom

Illness or Injury, and related job difficulties raise many issues, including sick day availability, FMLA rights, disability insurance, and workers compensation. Short Term Disability (“STD”) Paid Leave – Short Term Disability (or “STD”) is a kind of insurance that provides employees who become ill or are injured off the job, and thus cannot work, to receive at least some monies on a regular basis for a limited period of time.

2014 100

“I experienced workplace violence, left early, and was suspended.

Sklover Working Wisdom

That could cause a problem. • Perhaps the General Manager and your direct Supervisor had to, due to insurance requirements, ask whether you had seen any weapons, but you had already left work. If you have an injury, you have a right under Arizona law to file a WorkersCompensation claim for any medical costs and any lost income. Salary, Raise, Bonus, Compensation G. Blog » “I experienced workplace violence, left early, and was suspended for it.

2010 109

10 Twitter Profiles Of Public Health Advocates

Career Realism

Twitter also serves as a wonderful networking tool, letting public health workers communicate with one another, disseminating information and opportunities. Lynch Ryan is a consulting firm specialized in workers compensation cost control systems. Its blog, Workers’ Comp Insider, covers risk management, business insurance, workplace health and safety, and more. New public health workers may also be interested in following blogs that cover the industry.

Don’t Believe “The Big ‘At Will’ Lie”: 117 Reasons an “At Will” Employee Cannot Be Fired, and There’s Plenty More

Sklover Working Wisdom

In like fashion, the law says, in effect, to people who want to be employers, “There are certain rules you must follow if you want to get into an employment relation, including (a) the legal obligation to pay at least a minimum hourly wage, (b) the legal obligation to provide a safe workplace, (c) the legal obligation to provide workerscompensation insurance, and (d) the legal obligation to pay overtime to that employee, among others.

2011 157

“Not Feeling Well Enough to Work? – 13 Workplace Options (Part 2 of 2)”

Sklover Working Wisdom

Workers CompensationWorkers Compensation is an employer-funded insurance program administered by the states. To address this problem, most states instituted a new and separate insurance system, and dispute-resolution system of courts and judges, to take care of employees who became injured or ill related to their jobs, separate, distinct from, and outside of the regular Courts. . “Be careful about reading health books.

2014 116