The Top 5 Small Business Health Insurance Options in 2019


Luckily, it’s still possible to find the right health insurance plans for employees as a small business. From traditional group insurance to self-funded insurance, there are still options for your business. Traditional Group Insurance. Self-Funded Insurance.

2019 169

Telecommuters Get Lower Insurance Rates?

Telecommuting Journal

Home Archives About Contact Subscribe Telecommuting Journal Telecommuters Get Lower Insurance Rates? June 14, 2008 · 4 comments I just saw this today and am thinking now I’d better call my insurance agent to be sure I’m noted as a “pleasure&# driver on our car insurance policy… From the Consumer Federation of America (CFA): “Auto insurance rates are partially based on how much you drive and how you use your car,&# said J.

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How to Fight Unemployment Insurance Benefit Hearings


Our economy is strong, however, unemployment insurance remains a cost that employers and businesses should evaluate and understand in order to remain profitable and growing. The length a state offers unemployment insurance benefits varies.

Federal Employees: How To Handle A Furlough

Career Realism

Because of these cuts, thousands of federal employees may be facing furloughs that could last for up to a year. In some cases, federal employees have already received notification that sequestration will result in a four-day work week.

Are You Prepared When You Land that Federal Interview?

Career Realism


Insurance at Risk: Small Business Employees Risk Losing Coverage


Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. As a result of high health care costs, the percentage of firms offering health insurance coverage has declined.

Justice Department Sues Nation's Largest Mortgage Insurance.


Justice Department Sues Nation’s Largest Mortgage Insurance Provider for Discrimination Against Women on Paid Maternity Leave. WASHINGTON – The Justice Department announced today that it has sued the Mortgage Guaranty Insurance Corporation (MGIC), the nation’s largest mortgage insurance company, and two of its underwriters, Elgina Cunningham and Kelly Kane, for violating the Fair Housing Act by discriminating against women on paid maternity leave. Be our Friend.

THE HR FAMOUS PODCAST: e12 - Getting Paid to Not Work

HR Capitalist

In episode 12 of The HR Famous Podcast , long-time HR leaders (and friends) Jessica Lee, Tim Sackett and Kris Dunn come together to talk quarantine watching habits, unemployment insurance coverage and the Payroll Protection Plan.

2020 71

5 Rewarding Careers in Finance

Career Alley

They Brokers analyze the risk factors on an application and submit their findings to insurance companies on behalf of individuals and businesses. Most insurance underwriters typically specialize in one of the main insurance fields – life, health, and property and casualty.

2014 306

The Most Interesting Career Options With a Law Degree That You Haven’t Thought Of

Career Alley

Most legislators utilize the services of aides, from the top levels of the federal government down to local government. The insurance industry also offers positions for law school graduates. Insurance companies often hire law school graduates as claims adjusters.

2013 290

7 Questions to Ask Yourself Before Accepting The Job

Ms. Career Girl

Before accepting the position, you may be on your previous employer’s plan, using short-term health insurance or one of the millions without health insurance. If that’s the case, will you provide your own health insurance, and how much will it cost you?

2018 206

How Health Coverage Changes as Your Company Grows

Evil HR Lady

Right now, you’re not required under federal law to pay an employer part of health insurance until you reach 50 full-time equivalent employees, according to the IRS. Health coverage is a difficult and expensive part of any business. You can’t attract good employees without good health care, and the evolving legal landscape means that the required coverage may change. That’s difficult for small businesses to navigate. But what happens as your business grows?

2017 133

The Forecast for Public Health Careers in 2012

Career Alley

Employers that provide health insurance for their employees are constantly on the lookout for ways to reduce coverage costs and one way to do that is to improve the overall health of their employees. A century ago, in terms of disease and health issues, the world was a scary place.

2012 435

7 Questions to Ask Yourself Before Accepting The Job

Ms. Career Girl

Before accepting the position, you may be on your previous employer’s plan, using short-term health insurance or one of the millions without health insurance. If that’s the case, will you provide your own health insurance, and how much will it cost you?

2018 198

Hiring Your First Employees: Making the Move from Small Business to Employer

Ms. Career Girl

Businesses need to withhold federal income tax, social security and Medicare taxes from employees’ paychecks. Additionally, your business will need to pay Federal Unemployment Tax out of its own funds.

2020 147

Scams Targeting the Unemployed

Careers Done Write

Below are examples of common scams identified by federal agencies. Many firms are selling access to “unadvertised/undisclosed” federal government jobs. You do not need to pay anyone to help you file for unemployment insurance programs. Federal Trade Commission.

2012 211

Good Career Choices in the World of Finance

Career Alley

They can be “internal” examiners or work for a regulatory agency (like the SEC or Federal Reserve). This data is used by insurance companies to determine whether or not they will insure people for damages caused by certain events.

2015 316

Unemployment Extension Update

Corn on the Job

Corn on the Job Wisdom for Job Seekers Blog About Archives COTJ Blog Roll Corn Heads Contact Subscribe Unemployment Extension Update by Rich DeMatteo on October 29, 2009 Legislation Update On October 27th Senate agreed on an 87-13 procedural vote to extend unemployment insurance. A final vote will take place sometime this week, but all signs point to unemployment insurance being extended further.

2009 52

3 Hot Legal Careers to Look Out for in 2014

Career Alley

Corporate and Business Law: Every business organization, be it banks, insurance companies, hospitals, superstores or manufacturing units require legal services. To represent their clients in a federal court, you have to get a license.

2014 329

Workplace Impact of Same-Sex Marriage Supreme Court Decision


Then the Windsor decision, striking down the Defense of Marriage Act, and the various federal district court decisions on marriage threw things into chaos. Then the federal government stepped in to “help” which only confused things further.

2015 128

Advantages and Disadvantages of Working in Government Jobs

Career Alley

Job Stability- Being a federal or a local government employee has generous benefits; job security being one of the most important among all. Health care Benefits- The Federal Employee Health Benefits Program (FEHBP) in the US offers employees a range of plans related to health care.

2013 421

how do I respond to colleagues who are jealous of my furlough?

Ask A Manager

When the corporate furloughs came, one of the “reassuring” points leadership widely circulated was that, at some compensation levels, with unemployment plus the federal stimulus and our company paying our insurance premiums, an employee stands to make more money while unemployed.

2020 86

Key Benefits To Keep In Mind When Looking For Work Out Of State

Corn on the Job

While the federal minimum wage remains $7.25, many states have successfully drafted and passed their own legislation on acceptable minimum wages. Requirements For Paid Employee Sick Leave And Insurance Cover. 2020 kicked off with over 7 million job openings across America.

2020 74

Is Your Small Business Breaking Labor Laws? 5 Mistakes to Avoid


But it’s still your responsibility to know which federal, state and local labor laws apply to you and to stay in compliance with them. Federal law doesn’t require you to give your employees meal or 15-minute breaks. You’re a small business owner, not an employment attorney.

2019 141

Four Careers For Women Who Love Numbers And Data

Ms. Career Girl

For example, Ohio University contends , “Government accountants specialize in accounting actions regulated by anything from municipal to federal legislation and might work for either public or private employers.”.

2018 206

What Working Women Should Know About Disability Benefits

Ms. Career Girl

Should this happen and they be at least temporarily unable to work, women can find financial and healthcare support through Social Security Disability Insurance (SSDI), a federal benefit through which approved applicants can receive income during their recovery.

The Anatomy of a Hostile Government Takeover Obamacare at six months.

Resume Help Blog

He knew full well that this kind of criticism might derail the entire effort in Congress, because most Americans recoil at the thought of a distant and bureaucratic federal government running the health-care system for everyone.

2010 130

I Quit My Job: Can I Get Unemployment?

Evil HR Lady

Unemployment insurance is designed to provide you money between jobs when you lose your job through no fault of your own, but is there ever a case where you can receive unemployment payments even when you resigned ? There are not very many (and they vary by state–remember unemployment is a state decision, not a federal one), but they do exist.

2017 126

Five End-Of-Year Hacks for Small Business HR


Have you hit the ceiling to switch to Federal COBRA? Is your Federal COBRA properly administered? Health insurance is the second-largest recurring cost of a small company’s budget. as part of your existing insurance premiums – no additional costs.

2014 127

“Is it true church employees don’t get unemployment benefits?”

Sklover Working Wisdom

Constitution prohibits federal government intrusion into religion, our federal government does not tax churches or other religious organizations. For this reason, by federal law, “service performed in the employ of a church. or an organization which is operated primarily for religious purposes” is exempt from federal unemployment taxes. A church is free to adopt its own policy of being included in unemployment insurance coverage.

Seasonal Unemployment Rules Working Moms Ought To Know

Competitive Resumes

As reported by CNN, federal law gives states the option to offer benefits. Benefits, such as paid leave, medical insurance, and retirement plans are the employer’s discretion. . Summer is here, and it’s a common to see teenagers going around searching for seasonal jobs.

2017 141

With Big Data Comes Big Responsibility: Protect Data on Your HRIS #BigDataHR


Under state and federal laws, the employer has an absolute and non-delegable duty to prevent disclosure and misuse of that data, to notify employees of any potential security breach, and to use the data only for the purpose for which it was ostensibly collected.

2014 132

This Week’s Good News in the #Workplace


Texas welcomes Atlassian Software and Allstate Insurance : Austin, Texas is a rapidly growing hub for high-tech startups and established tech companies. Esurance office, 450 jobs coming to Greenville : Insurer will invest $2.1

2014 143

Is It Time to Be Your Own Boss?

Career Alley

Health insurance is a bigger expense for the self employed than getting it through a company. The non profit organization The National Federation of Independent Business that tracks start ups found that people are happier when they are working a job they enjoy.

2012 309

my employees don’t want to return to work because they’re making more from unemployment

Ask A Manager

Here’s the problem — most of my furloughed employees are making more on unemployment than they did when they were at work (because of the $600/week supplement from the federal government on top of regular benefits) , and now don’t want to come back to work before their unemployment runs out.

2020 114

Employment Trends Index Increased in December

Resume Bear

The improving indicators – from the largest positive contributor to the smallest – were Initial Claims for Unemployment Insurance, Percentage of Respondents Who Say They Find “Jobs Hard to Get,” Ratio of Involuntarily Part-time to All Part-time Workers and Industrial Production. Initial Claims for Unemployment Insurance (U.S. Percentage of Firms With Positions Not Able to Fill Right Now (© National Federation of Independent Business Research Foundation).

2013 148

Cybercrime: Will You Be The Next Victim?

Ms. Career Girl

It’s become so prevalent and far-reaching that the Federal Bureau of Investigation has a separate division to investigate and bring to justice those involved. Doesn’t My Present Insurance Protect Me From Loss?

2017 135

Looking For Job in 2017? Find Companies With These Hot Employee Perks

Ms. Career Girl

Whether you’re in a rut with your current job or just starting out, look for companies that offer a few perks in addition to a great salary and traditional benefits such as health insurance, dental care and a 401(k) match. The post Looking For Job in 2017?

2017 179

Additional Taxes On BCBS Bills Itemized and Attributed to Obamacare.

HR Capitalist

But last week, I got the first glimpse of true details that you can sink your teeth into - Namely, what additional taxes on medical insurance invoices are directly attributed to Obamacare? More from : "Blue Cross Blue Shield of Alabama wants its customers to know that taxes on health insurance have increased due to the Affordable Care Act. . It''s just a pass-through, from some insurers to other insurers.". .

Staff Development, Benefits & Compensation for Low-Wage Workers


1 The Bureau of Labor Statistics (BLS) states that in 2013, nearly two-thirds of workers in jobs that pay federal minimum wage or less are in the service industry. A number of states and cities have a higher minimum wage than the federal rate of $7.25, and President Obama encouraged Congress to raise minimum wage to $10.10. The Affordable Care Act (ACA) has opened up the possibility of insurance options for many workers who did not previously get insurance through their employers.

Paternity Leave Workplace Basics


To qualify for FMLA you must work for the federal, state or local government, or a company that has at least 50 employees who work within 75 miles of the company’s main location. As part of FMLA, while you are away, your employer must maintain your health insurance benefits.

if the job that laid me off wants to bring me back, can I decline and still collect unemployment?

Ask A Manager

Unemployment insurance (UI) isn’t there to pad your departure-by-choice from a job you no longer want. I’ve gotten a lot of questions lately like this one: I’ve been laid off for the past three weeks, and now my employer has asked me to return. Legally, do I have to accept?

2020 91

“Can employers require medical information from job applicants?”

Sklover Working Wisdom

One federal law, the Genetic Information Nondiscrimination Act (or “GINA”) does forbid employment discrimination based on “genetic information.” This federal law became effective in November, 2009, and forbids the use of “genetic information” in any employment decision (if the employer employs 15 or more employees.) Federal and state laws do protect most employee medical history from dissemination. On the federal level in the U.S.,

2011 130