The Top 5 Small Business Health Insurance Options in 2019


Luckily, it’s still possible to find the right health insurance plans for employees as a small business. From traditional group insurance to self-funded insurance, there are still options for your business. Traditional Group Insurance. Self-Funded Insurance.

2019 169

Telecommuters Get Lower Insurance Rates?

Telecommuting Journal

Home Archives About Contact Subscribe Telecommuting Journal Telecommuters Get Lower Insurance Rates? June 14, 2008 · 4 comments I just saw this today and am thinking now I’d better call my insurance agent to be sure I’m noted as a “pleasure&# driver on our car insurance policy… From the Consumer Federation of America (CFA): “Auto insurance rates are partially based on how much you drive and how you use your car,&# said J.

How to Fight Unemployment Insurance Benefit Hearings


Our economy is strong, however, unemployment insurance remains a cost that employers and businesses should evaluate and understand in order to remain profitable and growing. The length a state offers unemployment insurance benefits varies.

Federal Employees: How To Handle A Furlough

Career Realism

Because of these cuts, thousands of federal employees may be facing furloughs that could last for up to a year. In some cases, federal employees have already received notification that sequestration will result in a four-day work week.

Are You Prepared When You Land that Federal Interview?

Career Realism


Insurance at Risk: Small Business Employees Risk Losing Coverage


Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. TOPIC: Insurance at Risk: Small Business Employees Risk Losing Coverage. Insurance at Risk: Small Business Employees Risk Losing Coverage. As a result of high health care costs, the percentage of firms offering health insurance coverage has declined.

Justice Department Sues Nation's Largest Mortgage Insurance.


Justice Department Sues Nation’s Largest Mortgage Insurance Provider for Discrimination Against Women on Paid Maternity Leave. WASHINGTON – The Justice Department announced today that it has sued the Mortgage Guaranty Insurance Corporation (MGIC), the nation’s largest mortgage insurance company, and two of its underwriters, Elgina Cunningham and Kelly Kane, for violating the Fair Housing Act by discriminating against women on paid maternity leave. Be our Friend.

How Health Coverage Changes as Your Company Grows

Evil HR Lady

Right now, you’re not required under federal law to pay an employer part of health insurance until you reach 50 full-time equivalent employees, according to the IRS. Health coverage is a difficult and expensive part of any business. You can’t attract good employees without good health care, and the evolving legal landscape means that the required coverage may change. That’s difficult for small businesses to navigate. But what happens as your business grows?

2017 139

Scams Targeting the Unemployed

Careers Done Write

Below are examples of common scams identified by federal agencies. Many firms are selling access to “unadvertised/undisclosed” federal government jobs. You do not need to pay anyone to help you file for unemployment insurance programs. Federal Trade Commission.

2012 211

7 Questions to Ask Yourself Before Accepting The Job

Ms. Career Girl

Before accepting the position, you may be on your previous employer’s plan, using short-term health insurance or one of the millions without health insurance. If that’s the case, will you provide your own health insurance, and how much will it cost you?

2018 209

Is Your Small Business Breaking Labor Laws? 5 Mistakes to Avoid


But it’s still your responsibility to know which federal, state and local labor laws apply to you and to stay in compliance with them. Federal law doesn’t require you to give your employees meal or 15-minute breaks. You’re a small business owner, not an employment attorney.

2019 141

Unemployment Extension Update

Corn on the Job

Corn on the Job Wisdom for Job Seekers Blog About Archives COTJ Blog Roll Corn Heads Contact Subscribe Unemployment Extension Update by Rich DeMatteo on October 29, 2009 Legislation Update On October 27th Senate agreed on an 87-13 procedural vote to extend unemployment insurance. A final vote will take place sometime this week, but all signs point to unemployment insurance being extended further.

2009 52

Workplace Impact of Same-Sex Marriage Supreme Court Decision


Then the Windsor decision, striking down the Defense of Marriage Act, and the various federal district court decisions on marriage threw things into chaos. Then the federal government stepped in to “help” which only confused things further.

2015 128

7 Questions to Ask Yourself Before Accepting The Job

Ms. Career Girl

Before accepting the position, you may be on your previous employer’s plan, using short-term health insurance or one of the millions without health insurance. If that’s the case, will you provide your own health insurance, and how much will it cost you?

2018 198

5 Rewarding Careers in Finance

Career Alley

They Brokers analyze the risk factors on an application and submit their findings to insurance companies on behalf of individuals and businesses. Most insurance underwriters typically specialize in one of the main insurance fields – life, health, and property and casualty.

2014 180

The Most Interesting Career Options With a Law Degree That You Haven’t Thought Of

Career Alley

Most legislators utilize the services of aides, from the top levels of the federal government down to local government. The insurance industry also offers positions for law school graduates. Insurance companies often hire law school graduates as claims adjusters.

2013 170

I Quit My Job: Can I Get Unemployment?

Evil HR Lady

Unemployment insurance is designed to provide you money between jobs when you lose your job through no fault of your own, but is there ever a case where you can receive unemployment payments even when you resigned ? There are not very many (and they vary by state–remember unemployment is a state decision, not a federal one), but they do exist.

2017 126

The Forecast for Public Health Careers in 2012

Career Alley

Employers that provide health insurance for their employees are constantly on the lookout for ways to reduce coverage costs and one way to do that is to improve the overall health of their employees. A century ago, in terms of disease and health issues, the world was a scary place.

2012 256

The Anatomy of a Hostile Government Takeover Obamacare at six months.

Resume Help Blog

He knew full well that this kind of criticism might derail the entire effort in Congress, because most Americans recoil at the thought of a distant and bureaucratic federal government running the health-care system for everyone.

2010 130

Five End-Of-Year Hacks for Small Business HR


Have you hit the ceiling to switch to Federal COBRA? Is your Federal COBRA properly administered? Health insurance is the second-largest recurring cost of a small company’s budget. as part of your existing insurance premiums – no additional costs.

2014 127

“Is it true church employees don’t get unemployment benefits?”

Sklover Working Wisdom

Constitution prohibits federal government intrusion into religion, our federal government does not tax churches or other religious organizations. For this reason, by federal law, “service performed in the employ of a church. or an organization which is operated primarily for religious purposes” is exempt from federal unemployment taxes. A church is free to adopt its own policy of being included in unemployment insurance coverage.

Seasonal Unemployment Rules Working Moms Ought To Know

Competitive Resumes

As reported by CNN, federal law gives states the option to offer benefits. Benefits, such as paid leave, medical insurance, and retirement plans are the employer’s discretion. . Summer is here, and it’s a common to see teenagers going around searching for seasonal jobs.

2017 139

With Big Data Comes Big Responsibility: Protect Data on Your HRIS #BigDataHR


Under state and federal laws, the employer has an absolute and non-delegable duty to prevent disclosure and misuse of that data, to notify employees of any potential security breach, and to use the data only for the purpose for which it was ostensibly collected.

2014 132

This Week’s Good News in the #Workplace


Texas welcomes Atlassian Software and Allstate Insurance : Austin, Texas is a rapidly growing hub for high-tech startups and established tech companies. Esurance office, 450 jobs coming to Greenville : Insurer will invest $2.1

2014 144

Four Careers For Women Who Love Numbers And Data

Ms. Career Girl

For example, Ohio University contends , “Government accountants specialize in accounting actions regulated by anything from municipal to federal legislation and might work for either public or private employers.”.

2018 208

Employment Trends Index Increased in December

Resume Bear

The improving indicators – from the largest positive contributor to the smallest – were Initial Claims for Unemployment Insurance, Percentage of Respondents Who Say They Find “Jobs Hard to Get,” Ratio of Involuntarily Part-time to All Part-time Workers and Industrial Production. Initial Claims for Unemployment Insurance (U.S. Percentage of Firms With Positions Not Able to Fill Right Now (© National Federation of Independent Business Research Foundation).

2013 148

Good Career Choices in the World of Finance

Career Alley

They can be “internal” examiners or work for a regulatory agency (like the SEC or Federal Reserve). This data is used by insurance companies to determine whether or not they will insure people for damages caused by certain events.

2015 186

What Working Women Should Know About Disability Benefits

Ms. Career Girl

Should this happen and they be at least temporarily unable to work, women can find financial and healthcare support through Social Security Disability Insurance (SSDI), a federal benefit through which approved applicants can receive income during their recovery.

3 Hot Legal Careers to Look Out for in 2014

Career Alley

Corporate and Business Law: Every business organization, be it banks, insurance companies, hospitals, superstores or manufacturing units require legal services. To represent their clients in a federal court, you have to get a license.

2014 193

Advantages and Disadvantages of Working in Government Jobs

Career Alley

Job Stability- Being a federal or a local government employee has generous benefits; job security being one of the most important among all. Health care Benefits- The Federal Employee Health Benefits Program (FEHBP) in the US offers employees a range of plans related to health care.

2013 247

What Is The Growth And Future of Fintech From Wire Transfer To Blockchain?

Imarticus Learning

A bit of history: Way back in 1918 the first Fedwire Funds Service introduced by the US Federal Reserve Banks achieved the first fund transfer electronically based on the then-novel Morse and telegraphic cabled lines.

2019 52

Additional Taxes On BCBS Bills Itemized and Attributed to Obamacare.

HR Capitalist

But last week, I got the first glimpse of true details that you can sink your teeth into - Namely, what additional taxes on medical insurance invoices are directly attributed to Obamacare? More from : "Blue Cross Blue Shield of Alabama wants its customers to know that taxes on health insurance have increased due to the Affordable Care Act. . It''s just a pass-through, from some insurers to other insurers.". .

Staff Development, Benefits & Compensation for Low-Wage Workers


1 The Bureau of Labor Statistics (BLS) states that in 2013, nearly two-thirds of workers in jobs that pay federal minimum wage or less are in the service industry. A number of states and cities have a higher minimum wage than the federal rate of $7.25, and President Obama encouraged Congress to raise minimum wage to $10.10. The Affordable Care Act (ACA) has opened up the possibility of insurance options for many workers who did not previously get insurance through their employers.

Paternity Leave Workplace Basics


To qualify for FMLA you must work for the federal, state or local government, or a company that has at least 50 employees who work within 75 miles of the company’s main location. As part of FMLA, while you are away, your employer must maintain your health insurance benefits.

What Is The Growth And Future Of Fintech From Wire Transfer To Blockchain?

Imarticus Learning

Way back in 1918the first Fed wire Funds Service introduced by the US Federal Reserve Banks achieved the first fund transfer electronically based on the then-novel Morse and telegraphic cabled lines.

2019 52

“Can employers require medical information from job applicants?”

Sklover Working Wisdom

One federal law, the Genetic Information Nondiscrimination Act (or “GINA”) does forbid employment discrimination based on “genetic information.” This federal law became effective in November, 2009, and forbids the use of “genetic information” in any employment decision (if the employer employs 15 or more employees.) Federal and state laws do protect most employee medical history from dissemination. On the federal level in the U.S.,

2011 130

Cybercrime: Will You Be The Next Victim?

Ms. Career Girl

It’s become so prevalent and far-reaching that the Federal Bureau of Investigation has a separate division to investigate and bring to justice those involved. Doesn’t My Present Insurance Protect Me From Loss?

2017 141

15 Tips for Cutting Expenses While Job Hunting - BLOG.


Pull out your home insurance and see what quotes you get from four other insurance brokers for the same coverage. If you had health insurance from your employer while you were employed, check into the Federal COBRA health insurance program.

2011 236

How Do I Become a Risk Management Consultant

Imarticus Learning

Usually, these individuals start as finance trainees, insurance trainees or something similar. Along with this, an individual will have to get himself registered with federal government agencies. What is Risk management?

2019 52

Looking For Job in 2017? Find Companies With These Hot Employee Perks

Ms. Career Girl

Whether you’re in a rut with your current job or just starting out, look for companies that offer a few perks in addition to a great salary and traditional benefits such as health insurance, dental care and a 401(k) match. The post Looking For Job in 2017?

2017 185

California Tech Sales | SoCal (A Xerox Company)

Career Realism

Paid Basic Life/AD&D Insurance. Voluntary Critical Illness Insurance. Voluntary Accident Insurance. Auto/Home Insurance. Xerox Federal Credit Union (XCeed Financial Credit Union). California Tech Sales | SoCal (A Xerox Company) Work It Daily.

2013 Holiday Season Pay Practices

Resume Bear

Under the federal FLSA, bonus payments are divided into discretionary and nondiscretionary types. Prince also served as an expert on several audio conferences discussing the 2004 changes to the federal regulations under the Fair Labor Standards Act.

2013 160

Seven Short Q & A’s on Saturday

Sklover Working Wisdom

If so, do I disqualify for unemployment insurance benefits? . Question 5 – Can an employee’s family have two health insurers? My children currently have their health insurance thru Healthy Family, a state program.

2012 176